corsasport.co.uk
  Not logged in [Login - Register]  
You Are Not Registered Or Not Logged In  

Corsa Sport » Message Board » General Chat » i was wondering...(insurance)


New Topic
New Poll 		  Subscribe | Add to Favourites

You are not logged in and may not post or reply to messages. Please log in or create a new account or mail us about fixing an existing one - register@corsasport.co.uk

There are also many more features available when you are logged in such as private messages, buddy list, location services, post search and more.


Author i was wondering...(insurance)
willay
Moderator
Organiser: South East, National Events
Premium Member

Avatar

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
10th May 03 at 11:48   View Garage View User's Profile U2U Member Reply With Quote
not good at this insurance lark and dont want to sound like a numpty but what exactly is the excess value that you get with insurance ?
Tim
Site Administrator

Avatar

Registered: 21st Apr 00
User status: Offline
10th May 03 at 11:51   View Garage View User's Profile U2U Member Reply With Quote
Excess is the amount of money you have to pay if an accident is your fault.

Or, there's sometimes an excess on theft/fire too...

Basically, it means you have to pay the first £xxx of any claim...
GIBBS
Member
Registered: 22nd Feb 01
Location: Kent, Jap Car Importer :)
User status: Offline
10th May 03 at 11:51   View User's Profile U2U Member Reply With Quote
Each ins company differs, but the excess is basically an amount they set that you have to pay for any claim... ie you pay £350 excess and they pay the rest for the car to be fixed.

Matt
willay
Moderator
Organiser: South East, National Events
Premium Member

Avatar

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
10th May 03 at 11:52   View Garage View User's Profile U2U Member Reply With Quote
oh right, i was quoted for me 12v corsa, with 450 excess, £1100, thats for 18yr old withone year no claim.
Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
10th May 03 at 11:53   View User's Profile U2U Member Reply With Quote
Seems fairly high
Tim
Site Administrator

Avatar

Registered: 21st Apr 00
User status: Offline
10th May 03 at 11:54   View Garage View User's Profile U2U Member Reply With Quote
Doesn't seem too bad. I used to have a £700 excess hehehe....
Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
10th May 03 at 11:55   View User's Profile U2U Member Reply With Quote
I mean the premium seems high. Excess at that age is about right.

[Edited on 10-05-2003 by Nath]
BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
10th May 03 at 11:56   View User's Profile U2U Member Reply With Quote
just renewed my insurance, corsa b sri 1.4 8v, fully comp 250 excess for £960-thats above what i was quoted cos i'm doing it monthly. But even that i'm dissapointed at, expected it to be a lot lower

[Edited on 10-05-2003 by Sethion33]
willay
Moderator
Organiser: South East, National Events
Premium Member

Avatar

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
10th May 03 at 11:59   View Garage View User's Profile U2U Member Reply With Quote
I mentioned i had tinted windows to liverpool victoria but the numpty on the phone didnt seem that interested and siad if i was to get any mods on the car just ring up and tell us. so helpful, wankers.
BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
10th May 03 at 12:07   View User's Profile U2U Member Reply With Quote
Oh yeah i didnt actually insure the alloys, exhaust or induction kit so guess that wud have put it up abit!
willay
Moderator
Organiser: South East, National Events
Premium Member

Avatar

Registered: 10th Nov 02
Location: Roydon, Essex
User status: Offline
10th May 03 at 12:08   View Garage View User's Profile U2U Member Reply With Quote
next time I ring up I hope to speak to someone whos first language is english.
BabyBlade
Member
Registered: 5th Feb 03
Location: Hereford Rides: Ninja 600
User status: Offline
10th May 03 at 12:10   View User's Profile U2U Member Reply With Quote
cobra148
Member
Registered: 27th Oct 01
Location: Here in front of my monitor.....
User status: Offline
10th May 03 at 14:06   View User's Profile U2U Member Reply With Quote
quote:
Originally posted by willay
next time I ring up I hope to speak to someone whos first language is english.


You'll be lucky

 
New Topic
New Poll

Corsa Sport » Message Board » General Chat » i was wondering...(insurance) 22 database queries in 0.0123930 seconds