SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
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So had a minor incedent earlier a van drove in to the side of me accept liability ect ect but my question is will this be an instant right off, my insurer said if it's 2/3 or more they'll right it off. It's a 53 plate corsa c SRI.
My next question is do I go through the hire company's insurer aviva (the van was on hire) or through my own?
[Edited on 29-03-2014 by SXI - Matt]
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taylorboosh
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Registered: 3rd Apr 07
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Hire company
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Whys that? I've spoke to my insurer and reported it but stopped them taking action for repairs and claiming as I was doubting if it was the right move. So why through there's?
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
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Doubt it.
New door. Repair quater and sill. Blend front wing.
Few new bits bit pretty straight forward repair.
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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But wouldn't that cost more then the cars worth? Car can only be worth £800 surely? Meaning any thing over £550 is a right off no?
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taylorboosh
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Registered: 3rd Apr 07
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Well get your insurance to call his
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
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Worth about double that.
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Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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I've got a claim going through at the moment because the tit across the road reversed into my car 2 weeks ago. Gave him a quote a couple of days later but he now will not answer his front door even though i seen him get out of his car 2 minutes prior.
I was advised whether or not you are going to claim you have to let your insurance company know. I think this is so the cunts can charge you more come renewal.
I spoke with my insurance who get in touch with his insurance company. That's the bit that will be important from my post.
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Breathecosse
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Registered: 11th Jun 09
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Who are you insured by? Don't go through non fault company as it will be a total loss. Unless you want it to be that is.
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
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I'd write it off for being silver 
But really it will probably be fine
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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alan-g-w
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Registered: 9th Nov 07
Location: Glasgow
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If he was driving a hire van, hit you with a hire van and was insured on the hire van then you claim the hire van insurance. The only way you wouldn't be claiming the hire insurance would be if the rental company had lent him a van and it was covered third party only. Even then you'd probably find regular insurance wouldn't even cover a company's vehicle.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
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Stay as far away from your own insurer as you can.
That said, if you've made them aware you're probably going to pay for years to come for something that isn't your fault.
Regarding whether its a write-off, I would think its borderline depending what your car is valued at. I would think they probably will although it could go either way. I'd say older stuff is very likely to go to loss for very little but as stated its also not a complicated repair to quote or perform.
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Yeah I stupidly rang them and informed them, surely even if I went through there insurance (aviva) I'd have to make mine aware any way or they'd find out.
I haven't instructed them to act yet just made them aware so surely if I claim through aviva I technically haven't made a claim my self on my personal policy?
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AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
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Will be written off id say. I watch these on copart a lot and I've seen plenty on there with similar/less damage that have been written off. Let them write it off, ask how much to buy it back and brake it for spares.
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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I hope so  saves me having to sell it and get it all ready.
Being picked up tomorrow so will find out soon
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flybikeslee
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Registered: 2nd Jan 07
Location: Liverpool
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quote:
Originally posted by SXI - Matt
I hope so saves me having to sell it and get it all ready.
Being picked up tomorrow so will find out soon
do some more damage...
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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This did run through my mind but to late now it's been collected this morning. Fingers crossed it'll be bad new got a nice new titanium fiesta to drive till then so they can take as long as they want as the new car I've ordered isn't ready till the end of the month.
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Well it's a write off  happy a days so far, now to see what ridiculously low offer they make. Not expecting much but also don't want to end up with peanuts
[Edited on 03-04-2014 by SXI - Matt]
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AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Thought it would have been. Previous owner of mine was paid out £2k last July for 54 plate 1.4 SRi with 79k. Reject first offer and they will offer more. Also state as it's not your fault you have hassle of finding a new car etc. if you have time and space buy it back and break it too.
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
User status: Offline
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Buy it back and sell it to me as long as it's not on the register. That's a easy repair!
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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Blimey £2k didn't think they'd value one that much, this is a 53 plate 1.4 SRI with 91k on the clock. There ringing today with an offer, will have to see what they say. How much do they normally charge to buy back? And how do I find out if it's on the register I assume they can tell me that?
[Edited on 04-04-2014 by SXI - Matt]
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dan-sport
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Registered: 9th Oct 07
Location: Bushbury, West Midlands
User status: Offline
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When my vectra sri same age was written off I got it back for £170
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deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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quote:
Originally posted by SXI - Matt
How much do they normally charge to buy back? And how do I find out if it's on the register I assume they can tell me that?
Value they offer less any excess, generally.
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AndyCorsaSport
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Registered: 12th Feb 06
Location: Horsforth, West Yorkshire
User status: Offline
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Will more than likely go on register since they are writing it off.
They will reduce your offer if you want it back. So say they offer £1500 for car. Or maybe £1200 and you keep car.
Breaking wise you'd see
Wheels £2-300
Mirrors £100
Spoiler £80
Front bumper -£50
Engine £300-£500
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SXI - Matt
Member
Registered: 8th Jul 07
Location: Leicestershire Drives: Corsa C SRI
User status: Offline
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They want £320 for the car if I buy it back, I'm trying to work out if it's worth it. Engine is only a 1.4 and is the early twin port so very noisy I wouldn't want to sell that to any one. Alloys will need refurb as all are completely curbed how ever have pretty new uniroyal rain sports on, mirrors are fine as is spoiler. Inside there is nothing worth selling. Apart from and the bumpers there isn't any thing else. Prob only break even or make £100 but don't tbjnk it's worth my hassle TBF
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