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Author Best insurance for modified cars
oJNAo
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Registered: 30th Sep 14
Location: Gloucestershire
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15th Jan 16 at 19:33   View Garage View User's Profile U2U Member Reply With Quote

Insurance is up for renewal start of next month and and haven't even had Admiral contact me yet, really don't want to renew with them as most of my mods are worth more than the market value for a Corsa B and they don't even cover them yet they're declared.

Any recommendations? Had a look through previous threads about different companies so know to ignore Adrian Flux and the like.

Is anyone with or been with Sky Insurance as they seem mod-friendly

[Edited on 15-01-2016 by oJNAo]

[Edited on 16-01-2016 by oJNAo]
Nic Barnes
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15th Jan 16 at 19:37   View User's Profile U2U Member Reply With Quote

Flux were great for me, fact. I know you said ignore them, but seems people say that with no evidence.
oJNAo
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15th Jan 16 at 19:59   View Garage View User's Profile U2U Member Reply With Quote

I did give them a try last year but the guy said to me don't even bother as quotes were the wrong side of £3000.
jay.jay
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Registered: 28th Dec 10
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16th Jan 16 at 09:57   View User's Profile U2U Member Reply With Quote

Flux have been good for me too, that's with a C20let and all mods declared. Think I pay 550 a year for it and I'm 23
taylorboosh
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16th Jan 16 at 10:00   View User's Profile U2U Member Reply With Quote

Flux were good to me as were brentacre
tom130691
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16th Jan 16 at 12:55   View Garage View User's Profile U2U Member Reply With Quote

green light seem to be well rated for cheap prices
oJNAo
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16th Jan 16 at 14:52   View Garage View User's Profile U2U Member Reply With Quote

Seems like I should give Flux a second chance then

I'll give them and Green Light a ring cheers
oJNAo
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16th Jan 16 at 14:56   View Garage View User's Profile U2U Member Reply With Quote

Green Light is a red light as I'm 20 and can't take out a policy with them
sc0ott
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16th Jan 16 at 15:59   View User's Profile U2U Member Reply With Quote

I don't think there is a best company nowaday. When I went out for insurance quotes I shopped around and going through elephant direct got me the best quote by far. I tried the likes of flux, greenlight, Keith Miller etc but elephant came out way cheaper. They were even cheaper than what they quoted on comparison sites.
Y869 SRA
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16th Jan 16 at 16:46   View User's Profile U2U Member Reply With Quote

I've been with Brentacre for years.
Paying £332 for a 2001 Seat Leon Cupra 20v T.
Nic Barnes
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16th Jan 16 at 16:49   View User's Profile U2U Member Reply With Quote

I pay 169 a year for my van through admiral
oJNAo
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16th Jan 16 at 18:23   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by sc0ott
I don't think there is a best company nowaday. When I went out for insurance quotes I shopped around and going through elephant direct got me the best quote by far. I tried the likes of flux, greenlight, Keith Miller etc but elephant came out way cheaper. They were even cheaper than what they quoted on comparison sites.


Yeah that's true, I just wanted to sift out companies that didn't cover mods and had bad customer service etc. really
DAN@ADRIAN FLUX
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Registered: 16th Aug 10
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16th Jan 16 at 20:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by oJNAo
Seems like I should give Flux a second chance then

I'll give them and Green Light a ring cheers

Hi,
I'm really pleased that you are prepared to try us again for insurance. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.
Regards,
Dan.
davegreen
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Registered: 20th May 12
Location: Oxfordshire
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17th Jan 16 at 07:02   View Garage View User's Profile U2U Member Reply With Quote

flux have always been good for me, big list of mods, but if not many or no mods they are way off the mark.
I do have to give them a prod come renewal time as their price always creeps up!
A plan are also good on price
BeetleGav
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Registered: 27th Jun 10
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17th Jan 16 at 09:06   View User's Profile U2U Member Reply With Quote

Brentacre for me, flux came out cheaper but not by much. Only issue was they didn't seem to know what they were talking about.
Brentacre don't charge extra for cosmetic mods, only performance so i could ring them up 50 times in the year to add mods on and it won't cost anything extra
oJNAo
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17th Jan 16 at 17:39   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by BeetleGav
Brentacre for me, flux came out cheaper but not by much. Only issue was they didn't seem to know what they were talking about.
Brentacre don't charge extra for cosmetic mods, only performance so i could ring them up 50 times in the year to add mods on and it won't cost anything extra


That would be very ideal as the majority of mine are cosmetic and I only have 59bhp

[Edited on 17-01-2016 by oJNAo]
--ToM--
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17th Jan 16 at 18:26   View User's Profile U2U Member Reply With Quote

Flux are shite I'd never go with them again
oJNAo
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17th Jan 16 at 18:55   View Garage View User's Profile U2U Member Reply With Quote

I reckon there's no harm in getting a quote from them but I have heard horror stories about their customer service and hidden fee's. Only went with Admiral as they were cheapest by far last year but every time I rang them up they tried shoving more rubbish to pay for down my throat
Toby
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17th Jan 16 at 19:51   View Garage View User's Profile U2U Member Reply With Quote

Would recommend green light. Easy to deal with, know what they are talking about etc.
oJNAo
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17th Jan 16 at 22:21   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Toby
Would recommend green light. Easy to deal with, know what they are talking about etc.


Unfortunately I can't go with them as minimum requirement is 21+ and I'm 20
oJNAo
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21st Jan 16 at 16:33   View Garage View User's Profile U2U Member Reply With Quote

Finally received my renewal quote from Admiral of £754 and all the 10+ different quotes I had from various companies have not come close which is painful.

The guy from Brentacre just sounded like he didn't care and I thought even though they are a broker I could try and get his price down but he shut me down early
R Lee
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21st Jan 16 at 16:53   View User's Profile U2U Member Reply With Quote

For generic standard cars, confused have always been cheapest.

For my performance cars ie. Modified Evo, CTR, MCS, M3 and the rest, Sky Insurance have been the cheapest for me. Been with them for years now

[Edited on 21-01-2016 by R Lee]
oJNAo
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21st Jan 16 at 17:11   View Garage View User's Profile U2U Member Reply With Quote

I did try Sky but unfortunately they were the same as Brentacre and even though they're modified car specialists they couldn't come close Admiral's price which was dissapointing

[Edited on 21-01-2016 by oJNAo]
Y869 SRA
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21st Jan 16 at 17:35   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by oJNAo
The guy from Brentacre just sounded like he didn't care and I thought even though they are a broker I could try and get his price down but he shut me down early


They tried giving me a bad renewal quote before, told them I'm getting much cheaper quotes and they told me to email them some of these quotes which I did and the price went from £700+ to £330 which I accepted.
oJNAo
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Registered: 30th Sep 14
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21st Jan 16 at 19:01   View Garage View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Y869 SRA
quote:
Originally posted by oJNAo
The guy from Brentacre just sounded like he didn't care and I thought even though they are a broker I could try and get his price down but he shut me down early


They tried giving me a bad renewal quote before, told them I'm getting much cheaper quotes and they told me to email them some of these quotes which I did and the price went from £700+ to £330 which I accepted.



I said to Brentacre you must be having a laugh as the straight up premium he offered me was the same as what Admiral offered me last year if I paid monthly. The insurance company it was through was called Highway.

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