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Author 3 points at 17...insurance?
Neilyp
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Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
14th May 03 at 18:22   View User's Profile U2U Member Reply With Quote

does this affect the insurance much? the points are for speeding by the way...
Kayleigh
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Registered: 6th Jun 02
Location: England
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14th May 03 at 18:23   View User's Profile U2U Member Reply With Quote

Not if u dont declair them
Sooty
Banned

Registered: 9th Mar 03
Location: FLAP CENTRAL
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14th May 03 at 18:23   View User's Profile U2U Member Reply With Quote

hell yea
Neilyp
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Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
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14th May 03 at 18:24   View User's Profile U2U Member Reply With Quote

no seriously...
Sooty
Banned

Registered: 9th Mar 03
Location: FLAP CENTRAL
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14th May 03 at 18:24   View User's Profile U2U Member Reply With Quote

yup, gunna get raped
Neilyp
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Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
14th May 03 at 18:28   View User's Profile U2U Member Reply With Quote

any idea how much more?
Sooty
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Registered: 9th Mar 03
Location: FLAP CENTRAL
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14th May 03 at 18:28   View User's Profile U2U Member Reply With Quote

what u pay now ?
Neilyp
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Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
14th May 03 at 18:31   View User's Profile U2U Member Reply With Quote

900 named driver on my old goats...?
Kayleigh
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Registered: 6th Jun 02
Location: England
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14th May 03 at 18:32   View User's Profile U2U Member Reply With Quote

dont tell them - u know it makes sense
Neilyp
Member

Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
14th May 03 at 18:33   View User's Profile U2U Member Reply With Quote

shut up.. i need to know seriously!
Sooty
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Registered: 9th Mar 03
Location: FLAP CENTRAL
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14th May 03 at 18:33   View User's Profile U2U Member Reply With Quote

Correct me if im wrong but a named policy and you get points, dosent that mean you cant get insured
Neilyp
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Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
14th May 03 at 18:33   View User's Profile U2U Member Reply With Quote

doubt it...
Kayleigh
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Registered: 6th Jun 02
Location: England
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14th May 03 at 18:34   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Neilyp
shut up.. i need to know seriously!

Sooty
Banned

Registered: 9th Mar 03
Location: FLAP CENTRAL
User status: Offline
14th May 03 at 18:34   View User's Profile U2U Member Reply With Quote

You will probably be end up paying MORE than what it would cost you to insure the car in your own name, and thats only if they continue to insure you.
Neilyp
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Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
14th May 03 at 18:36   View User's Profile U2U Member Reply With Quote

oh well, its only money...you cant take it with you!
Marc
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Registered: 11th Aug 02
Location: York
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14th May 03 at 18:36   View User's Profile U2U Member Reply With Quote

Speedin doesnt always affect premium. Kayleigh ur soo cute when ur angry!!!
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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14th May 03 at 18:36   View User's Profile U2U Member Reply With Quote

In the first year I was paying £1616 with direct line fully comp under my mums name on a 1.4 Civic, group 7.

This year Im in my own name paying just over £1500 with 3pts fully comp on same car.

So I wouldnt expect it to go up much mate. But if you get another 3 and a ban expect that to put it up loads!
Kayleigh
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Registered: 6th Jun 02
Location: England
User status: Offline
14th May 03 at 18:37   View User's Profile U2U Member Reply With Quote

seriously - if u dont tell them i dont see how they will know
Tim
Site Administrator

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Registered: 21st Apr 00
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14th May 03 at 19:00   View Garage View User's Profile U2U Member Reply With Quote

Um because it's gonna be on the police computer and they could check?

Just don't get another 3 mate!
Russ2k2
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Registered: 23rd May 02
Location: Sheffield
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15th May 03 at 08:31   View User's Profile U2U Member Reply With Quote

neily, im wiv liverpool vic and i just got 3 points, and they dont do speeding points in their policy anymore...so im alright! what company u wiv?
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
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15th May 03 at 08:36   View User's Profile U2U Member Reply With Quote

Ouch!
Sam
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Registered: 24th Dec 99
Location: West Midlands
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15th May 03 at 08:37   View User's Profile U2U Member Reply With Quote

I think you are gonna have to get a Fiesta 1.1 mate!
Neilyp
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Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
15th May 03 at 09:10   View User's Profile U2U Member Reply With Quote

im with CIS at the moment...they were the most competitive at the time but i keep hearing good things about liverpool and victoria.
hopefully i wont have to pay to much more, a couple of hundered quid at the most im expecting...like so many people have said to me...im going to have to drive sooooo carefull from now on! no more racing on the dual carridgeway!

cheers for your help guys.
Cybermonkey
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Registered: 22nd Sep 02
Location: Sydney, Australia
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15th May 03 at 09:12   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Kayleigh
seriously - if u dont tell them i dont see how they will know


Yeah thats a really clever idea. Then he crashes, causes serious damage and insurance company finds out that he has 3 points un-declared. So bye bye to legal help and any form of claiming money. Dumb-ass.

Dave
Neilyp
Member

Registered: 1st Apr 02
Location: Scotland Drives: 1.2 16v
User status: Offline
15th May 03 at 09:16   View User's Profile U2U Member Reply With Quote

cheers monkey, exacly the point i was trying to make! everyone always trys to be the funnyman (or in this case woman!) when infact i wanted some serious help from people with experience in this area.

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