Lil white corsa
Banned
Registered: 10th Sep 03
Location: Rainham, Kent
User status: Offline
|
Right i have got a corsa 1.2ls insured with budget insurance for £1200 and a named driver. im only 17 so that takes the piss for starts. I haven told them its got alloys cos they won't insure me.
Like every lad my adge we want 2 mod up are motors, to look the dogs. but these bastards called insurance companies wont let this happen. they wont let me insure a car with a bodykit and alloys, and if they do it well into the 2k mark.
Wot does every1 else do???
dont tell the insurance company, wot do i do!!!! 
|
Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
|
I ALWAYS tell  ..........
[Edited on 11-09-2003 by Noonster19]
|
ajscorsa
Member
Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
|
i told mine about full kit. im only 17 with a 1.2 ls too (white aswell) i told em bout ma kit and ma wheels the only upped it by £60 which aint to bad. they replace the kit too
|
R Lee
Member
Registered: 15th Aug 03
User status: Offline
|
quote:
Originally posted by Noonster19
I dont tell  .......... well not yet anyways, once I have 2/3 years NCB I will then start to tell them 
uhoh... lets hope your insurance company doesn't look at this post. you have your number plate blatently shown there 
|
Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
|
Lets hope u don't crash and the insurance company don't send out an engineer to look at ur car.
|
Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
|
Think I better tell them then?
|
R Lee
Member
Registered: 15th Aug 03
User status: Offline
|
quote:
Originally posted by Noonster19
Think I better tell them then?
nah...
i haven't
|
Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
|
quote:
Originally posted by ajscorsa
i told mine about full kit. im only 17 with a 1.2 ls too (white aswell) i told em bout ma kit and ma wheels the only upped it by £60 which aint to bad. they replace the kit too
Whos that with??
|
Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
|
Yeah but Im getting scared now  ......... you never know what might happen. 
|
Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
|
Tough Sh*t now anyways.... just rang my insurance company and they wont insure for mods ....... so quess I will have to just not mod it then
|
R Lee
Member
Registered: 15th Aug 03
User status: Offline
|
quote:
Originally posted by Noonster19
Tough Sh*t now anyways.... just rang my insurance company and they wont insure for mods ....... so quess I will have to just not mod it then
easy... jsut dont drive fast and wreckless, and watch out for other people that might hit you...
if you do have an accident, quickly rip all the bits and pieces off and pretend your car is standard
|
stuyw
Member
Registered: 15th May 02
Location: North West Drives: Rev3 MR2 Turbo
User status: Offline
|
easier said thandone m8 - ur not gonna do that at the side of the road after an accident though 
|
Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
|
Bit hard, when I have no door strips, no boot badges, no standard alloys....etc...
OH well I will change insurance group next year and then claim them.... (maybe)
|
R Lee
Member
Registered: 15th Aug 03
User status: Offline
|
quote:
Originally posted by stuyw
easier said thandone m8 - ur not gonna do that at the side of the road after an accident though
why not
another suggestion is when you crash, run!
then when the police and insurance call you, say that TWOCer stole your car and put all the mods on themselves
|
Noonster
Member
Registered: 20th Jul 03
Location: East Yorkshire
User status: Offline
|
- what are you like
|
ajscorsa
Member
Registered: 30th Apr 02
Location: Perceton, North Ayrshire
User status: Offline
|
im with egg.com m8
ye i had that once i crashed my old car and shit it so ripped most mods off. forgot bout front bumper and alloys insurance guy never even came to look.
|
R Lee
Member
Registered: 15th Aug 03
User status: Offline
|
quote:
Originally posted by ajscorsa
im with egg.com m8
ye i had that once i crashed my old car and shit it so ripped most mods off. forgot bout front bumper and alloys insurance guy never even came to look.
some insurance people let you off though... my mate's mate had a crash and the insurance guy said "i'll give you 10 mins to change the air filter back to standard" lucky bar steward!
[Edited on 11-09-2003 by GoldPenguin]
|
roy_newell
Member
Registered: 22nd Aug 03
Location: Stafford
User status: Offline
|
or just declare em, my insurance company haven't charged me any extra for having non standard bigger alloys and having a spoiler and dash converison, they won't be upping it very much when I lower it either.
Endsleigh insurance, 20 years old, 1 yr no claims, good area, rover 214sei 16v m reg slightly modded, group 8, fully comp, £799
|
Gambit
Member
Registered: 5th Jun 00
Location: Common Sense HQ
User status: Offline
|
just bide your time & build up some no claims
|
Lil white corsa
Banned
Registered: 10th Sep 03
Location: Rainham, Kent
User status: Offline
|
I wanna fit a front bumper and sideskirts, not really 2 much, but my insurance will go right up
|
R Lee
Member
Registered: 15th Aug 03
User status: Offline
|
quote:
Originally posted by Gambit
just bide your time & build up some no claims
aye, thats the proper way to do it...
be a good boy/girl and do it the correct and moral way
|
furey
Member
Registered: 24th Mar 03
Location: Bristol/Reading
User status: Offline
|
you could wait forever on that theory. your only young once, drive a pimp wagon! what else are you going to spend the money on?
dont answer that.
|
uprated
Member
Registered: 1st Sep 03
Location: York
User status: Offline
|
if debadging puts the insurance up, thats a proper piss take
|
Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
|
debadging is not a modification. just tell your insurance company, cis and liv vic dont charge for them anyway.
|
Mav 3000
Member
Registered: 16th Aug 01
Location: Leicestershire
User status: Offline
|
^ Correct - Its all about shopping about and getting a modification-friendly copmany like CIS to insure you. If you shose CIS, the 35% pass-plus discount is well worth the extra lessons for £80 and three lessons got me motorway experience, saw the sights and saved me £300!
|
