Save as you Earn - SAYE share scheme - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

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stubbsy05

Member

Registered: 23rd Oct 02
User status: Offline

15th Sep 08 at 09:53

Anyone contribute to one of the these with their company?

We get to but at a 20% discount and then sell in 3 years or take our money back with 4.23% interest.

I'm thinking of doing this as our share price is super low at the mo

VegasPhil

Premium Member

Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline

15th Sep 08 at 11:42

I do it.

£50 per month

Corsa 2.0 16v Vegas - Sold

AndyKent

Member

Registered: 3rd Sep 05
User status: Offline

15th Sep 08 at 12:35

Isn't that worse than just putting it in an ISA?

My ISAs are currently getting about 4.75% lowest, 5.75% highest IIRC

.....or am I missing something?

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

15th Sep 08 at 15:47

isa has a risk though, im guessing these dont (unless the company goes bump)

AndyKent

Member

Registered: 3rd Sep 05
User status: Offline

15th Sep 08 at 16:26

ISA isn't at risk at all.....

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

15th Sep 08 at 17:07

...

edit.. are you out your tree?

[Edited on 15-09-2008 by Russ]

ash_corsa

Member

Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline

15th Sep 08 at 18:15

There is no risk in a cash ISA

AndyKent

Member

Registered: 3rd Sep 05
User status: Offline

15th Sep 08 at 19:10

Yeh, Cash ISA is what I meant lolz

Russ

Member

Registered: 14th Mar 04
Location: Armchair
User status: Offline

15th Sep 08 at 20:56

quote:
Originally posted by ash_corsa
There is no risk in a cash ISA

unless your bank goes all northern rock and exchequer decide not to support them ofc..

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

15th Sep 08 at 21:20

Then bank with a decent bank?

J da Silva

Member

Registered: 10th Apr 03
Location: The FACTory
User status: Offline

15th Sep 08 at 21:22

Or just have a bit of banking/shares knowledge and the first sniff of it going bump you invest elsewhere?

Robbo

Member

Registered: 6th Aug 02
Location: London
User status: Offline

16th Sep 08 at 09:07

Do you have a Share Incentive Plan as well as an SAYE scheme?

SIPs are MUCH better in 99.9% of cases

Ryan

Member

Registered: 23rd Jun 08
User status: Offline

16th Sep 08 at 20:12

We have an SIP at work,

the company will match what we put in every month upto £64, (so if you pay in £64 a month you will be getting £128)

have to leave them for 5 years tho before its tax free

Robbo

Member

Registered: 6th Aug 02
Location: London
User status: Offline

17th Sep 08 at 12:16

3-5 years you get some benfit too

Also the limit is either £125 per month or x% of your salary

I pay £50 a month into ours so every mo nth I get given £50 worth of free shares in addition to saving 20% of £50 off my tax