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Author Credit Cards
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
8th Oct 09 at 20:12   View User's Profile U2U Member Reply With Quote

I have to pay my Halifax Credit card off before completion of the mortage. I've done this but require a short term loan to buy a few bits for my flat which will be paid off within the first 6 months or so of moving in. No where does it state i can't owe money on another card

Who's doing intrest free at the moment, obviously cannot be the Halifax
J da Silva
Member

Registered: 10th Apr 03
Location: The FACTory
User status: Offline
8th Oct 09 at 20:18   View User's Profile U2U Member Reply With Quote

What sort of things are you getting the loan for? and how much will the loan be for?
M2RTY
Member

Registered: 25th May 01
User status: Offline
8th Oct 09 at 20:19   View User's Profile U2U Member Reply With Quote

moneysavingexpert.com
eddiewhiteley
Member

Registered: 10th Mar 05
Location: down in albion
User status: Offline
8th Oct 09 at 20:29   View User's Profile U2U Member Reply With Quote

think the tesco credit card has 12 months 0% on purchases, if i heard the wife correctly
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
8th Oct 09 at 20:39   View User's Profile U2U Member Reply With Quote

No more than a grand.

Have a few grand spare saved. But i want to keep that in case something bad happens such as coming out of work.
a_j_mair
Member

Registered: 23rd Jan 04
Location: Scotland
User status: Offline
9th Oct 09 at 09:18   View User's Profile U2U Member Reply With Quote

virgin are doing 16 month balance transfer 0%
post office are doing 12 months balance transfer 0%

think both are 0% on purchases for 3 months
ed
Member

Registered: 10th Sep 03
User status: Offline
11th Oct 09 at 09:21   View User's Profile U2U Member Reply With Quote

I've just replaced my Natwest one with an Egg one. The balance transfer is 0% until Oct 10 and you get 0% on purchases until Dec.
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
11th Oct 09 at 15:30   View User's Profile U2U Member Reply With Quote

When they say 0% on purchases, does that mean buying things on the card? I assume so but would like to make sure

Tesco are doing 0% on purchases for 12 months.
ed
Member

Registered: 10th Sep 03
User status: Offline
11th Oct 09 at 16:31   View User's Profile U2U Member Reply With Quote

You can't do much else with a credit card other than purchase things on it
Pablo
Member

Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
14th Oct 09 at 12:57   View User's Profile U2U Member Reply With Quote

VIRGIN
John
Member

Registered: 30th Jun 03
User status: Offline
14th Oct 09 at 13:04   View User's Profile U2U Member Reply With Quote

Virgin is a bad recommendation if he want's to buy stuff and not balance transfer.
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
14th Oct 09 at 18:36   View User's Profile U2U Member Reply With Quote

Virgin is a fantastic card. There are always 0% offers on for one thing or another.

Normally 0% on any purchases over £250.01 for 6 months etc, plus the introductry rates.

I've had about 6 credit card swapping balances since I've been 18 (now 21, nearly 22) and Virgin are by far the best at looking after you when a customer.
Twiggy
Member

Registered: 15th Oct 04
User status: Offline
14th Oct 09 at 18:43   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by John
Virgin is a bad recommendation if he want's to buy stuff and not balance transfer.


wrong, money transfer in the bank for 16mths 0% +3% buy what ever you want
deano87
Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
14th Oct 09 at 19:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Twiggy
quote:
Originally posted by John
Virgin is a bad recommendation if he want's to buy stuff and not balance transfer.


wrong, money transfer in the bank for 16mths 0% +3% buy what ever you want

That's also a bonus with Virgin. Transfer money to a current account
John
Member

Registered: 30th Jun 03
User status: Offline
14th Oct 09 at 21:49   View User's Profile U2U Member Reply With Quote

Or get one of the cards with interest free for 12 months and not pay a 3% fee.
Andrew
Member

Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
User status: Offline
14th Oct 09 at 21:55   View User's Profile U2U Member Reply With Quote

Might just sack this idea and just skimp a little bit until in the place and funds are flowing again.

Either way i'm going to be paying for what ever i buy

 
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