Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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We all know that bank charges are rediculously high in proportion to what they do.
Some of you may want to read this: -
http://news.bbc.co.uk/1/hi/business/6170209.stm
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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This was covered some time ago in offday on here, I got £375 in refunds as a result 
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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I did this...I got back £475 or so...
Brucey
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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i got £222
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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FPMSL I am owed a lot of money from way back when.
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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bank charges for what? Going over drawn?? not making dd???
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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This is excellent on the BBC website, I'm gonna do it tonight because when I was young and stupid I was constantly over my overdraft limit and got charged £20 a month every month for about a year, could pay for my Xbox Steve 
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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I think it's all of it.
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Corsa E-Tec
Member
Registered: 4th Feb 04
Location: Stevenage Drives: Leon Cupra
User status: Offline
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i got back £400 from all the times i had gone overdrwn, you can also claim charges for cheques bouncing.
[Edited on 12-12-2006 by Corsa E-Tec]
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d128mat
Member
Registered: 8th Jan 06
User status: Offline
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so ho do i go about claiming???
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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I've known about this for a while, but not done it yet. I'm need to do this soon. I'll probably be on for a grand 
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by d128mat
so ho do i go about claiming???
Read the link.
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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yes do it ollie
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Brett
Premium Member
Registered: 16th Dec 02
Location: Manchester
User status: Offline
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BUT i'm pretty sure your bank can say they are going to close you account. It depends on the relationship you have established with your bank and if you want to jeopardise that.
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Need to go to the bank and ask for all my statements
Can't go far enough back online anymore 
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d128mat
Member
Registered: 8th Jan 06
User status: Offline
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nice they must owe me enough for a new car
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by loafofbrett
BUT i'm pretty sure your bank can say they are going to close you account.
I think your right on that. For example if like me you live in your overdraft they can close it. Therefore you owe them money. 
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Cupra Steve
Banned
Registered: 7th Nov 06
User status: Offline
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i'm gonna check as i ave been charged a few times when i forgot to transfer money into my account for direct debits, if it's enough money to worry about i'm gonna do this!!!
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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they probably wont close your acount though, they didnt with me, it wouldnt be in there interest to, only out of spite
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K2 GTi
Member
Registered: 21st Oct 04
User status: Offline
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they closed me HSBC account after claiming back
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d128mat
Member
Registered: 8th Jan 06
User status: Offline
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plus the bad publicity, just trying work out how much.. they charged me £210 in one month back in july for going overdrawn 3 times lol
they charge £30 a day for 3 days then if it goes over drawn again they charge you again
think i could be onto a winner
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Ojc
Member
Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline
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quote:
Originally posted by K2 GTi
they closed me HSBC account after claiming back
Oh, maybe I won't then. I cannot be arsed to change standing orders and Direct Debits for the sake of £200 quid.
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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Hmm just printed off two years worth of accounts (HSBC) £440 this year, won;t be as much last year but previous years will be more.
^ years aaverage of around £400 is £2400 
I'm doing it, gonna set-up a new accoutn with someone else first just incase though
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d128mat
Member
Registered: 8th Jan 06
User status: Offline
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definatly putting a claim in
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Steve
Premium Member
Registered: 30th Mar 02
Location: Worcestershire Drives: Defender
User status: Offline
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quote:
Originally posted by Ojc
quote:
Originally posted by K2 GTi
they closed me HSBC account after claiming back
Oh, maybe I won't then. I cannot be arsed to change standing orders and Direct Debits for the sake of £200 quid.
try it, if they say they will just dont bother
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