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Author My turn...FOR REAL!
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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27th Jan 14 at 21:22   View User's Profile U2U Member Reply With Quote

So been to a few house viewings recently. Starting to build a picture of what we want. Going to see this tomorrow night:

http://www.rightmove.co.uk/property-for-sale/property-44659238.html


Looks tidy and well looked after, is at the right price and pretty decent location. We know the buyers have a property located and as we have absolutely no chain (not even renting) I hope we're in a good position.

Quick question however. I've obtained the Title Property Register and know what they paid for it, and when however the following is on the Registry, and the two names aren't the owners.

quote:
A: Property Register
This register describes the land and estate comprised in the title.

CENTRAL BEDFORDSHIRE

1. (29.09.2011) The Freehold land shown edged with red on the plan of the above title filed at the Registry and being Kings Road, Sandy (SG19 1EJ).

2. (29.09.2011) The land has the benefit of the rights granted by but is subject to the rights reserved by a Conveyance of the land in this title and other land dated 24 June 1957 made between (1) Leopold Victor Davison and (2) Joseph Cousins.

NOTE: Copy filed.

3. (29.09.2011) The Conveyance dated 24 June 1957 referred to above contains a provision as to boundary structures.

4. (08.02.2012) A new title plan based on the latest revision of the Ordnance Survey Map has been prepared.


Any idea what points 2. and 3. mean?

[Edited on 27-01-2014 by deano87]

[Edited on 02-04-2014 by deano87]
AndyKent
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Registered: 3rd Sep 05
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27th Jan 14 at 21:25   View User's Profile U2U Member Reply With Quote

You would have to get the full copies of the 1957 conveyance for the detail.

Historical prices aren't a secret though, widely available for free!
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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27th Jan 14 at 21:33   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyKent
You would have to get the full copies of the 1957 conveyance for the detail.

Can this be done by me or is it the solicitor?

I just want to know if I have access to the garden for my bikes
Gary
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Registered: 22nd Nov 06
Location: West Yorkshire
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27th Jan 14 at 21:33   View Garage View User's Profile U2U Member Reply With Quote

How much. 80k round here
VegasPhil
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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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27th Jan 14 at 21:35   View Garage View User's Profile U2U Member Reply With Quote

Don't know why people are so obsessed with what people paid. It's worth what someone is willing to pay.


Corsa 2.0 16v Vegas - Sold
AndyKent
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Registered: 3rd Sep 05
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27th Jan 14 at 21:35   View User's Profile U2U Member Reply With Quote

Might as well wait for the solicitor, pointless going into so much detail before you've even seen it tbh.

Ask the seller
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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27th Jan 14 at 21:45   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by AndyKent
Might as well wait for the solicitor, pointless going into so much detail before you've even seen it tbh.

Ask the seller




quote:
Originally posted by VegasPhil
Don't know why people are so obsessed with what people paid. It's worth what someone is willing to pay.

It gives you a good idea. But Zoopla reckons £10k increase over 2-3 years, plus they've fitted central heating and done work. So their market value isn't ridiculous, meaning I'd be happy to make an offer at the price it is worth, rather than what they want!

I saw this: http://www.rightmove.co.uk/property-for-sale/property-41604496.html?premiumA=true

Refurbished? Spent about £5k on it, if that And bought it for £108k in February 2013. It was shocking inside for the increase, which again for the area is about £5k over 1 year!
Marc
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Registered: 11th Aug 02
Location: York
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28th Jan 14 at 08:05   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Gary
How much. 80k round here

About right for round here.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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28th Jan 14 at 08:14   View User's Profile U2U Member Reply With Quote

I'm from Biggleswade, a 10 minutes/5 miles further south (read closer to London).

The equivalent now would be knocking the £150k mark!
Chris x
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Registered: 11th Sep 08
Location: Bexhill
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28th Jan 14 at 08:24   View User's Profile U2U Member Reply With Quote

If you like it, start low and below the stamp duty threshold!
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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28th Jan 14 at 08:37   View User's Profile U2U Member Reply With Quote

Really? If another buyer is keen and we put in a low offer and they put in higher, won't we just lose out?
John
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Registered: 30th Jun 03
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28th Jan 14 at 09:05   View User's Profile U2U Member Reply With Quote

Possibly.

Never been into this whole offer really really low thing.

Offer a bit less than you think it's worth, and work your way up to what you think it's worth.

If that's below stamp duty, fair enough, if it isn't, why waste everyone's time.
IvIarkgraham
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Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
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28th Jan 14 at 09:15   View Garage View User's Profile U2U Member Reply With Quote

second one is far nicer
jamied
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Registered: 27th Oct 03
Location: Marbella,Spain Drives: C63
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28th Jan 14 at 09:44   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by IvIarkgraham
second one is far nicer
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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28th Jan 14 at 10:01   View User's Profile U2U Member Reply With Quote

Size. Not a lot in it, other than it has a garage. But the condition was shocking and quality of refurb, well, they might as well have not done it!

Couldn't afford to buy and fully refurbish.
Ben G
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Registered: 12th Jan 07
Location: Essex
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28th Jan 14 at 13:09   View User's Profile U2U Member Reply With Quote

I'd buy the 2nd one if it was just out of those 2. Couldn't stand to live in a terraced house. Noise from 1 neighbour is enough, let alone being attacked from both sides.
jrsteeve
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Registered: 3rd Apr 02
Location: Manchester
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28th Jan 14 at 15:07   View User's Profile U2U Member Reply With Quote

Ceiling in the bathroom looks low at the window, can you stand up there?
pow
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Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
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28th Jan 14 at 19:53   View Garage View User's Profile U2U Member Reply With Quote

Stop looking at previous prices and paying for old Land Registry deeds, there is totally and utterly no point what so ever.

It's worth what houses like that are worth in that area. Doesn't matter what they bought it for and how much they spent on it, they won't accept what they don't want
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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28th Jan 14 at 21:25   View User's Profile U2U Member Reply With Quote

Went to see it. I was a bit stressed from work and did the journey in record time as I left late, so didn't take everything in - couldn't tell you if it had a power/electric shower for example

But really like it. Planning a 2nd viewing for Saturday with me old man who's a builder. Ringing the agent tomorrow to arrange and give our story so they don't accept any offers this week. I saw someone go in after us and looked like a builder/buy to let investor

Needs a bit of TLC, few double glazed windows here and there but pretty good others. Certainly doesn't need full renovation. Really nice amount of space.

Had 2 viewings today including ours and got a couple more booked in.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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28th Jan 14 at 21:26   View User's Profile U2U Member Reply With Quote

P.S. ceiling is pretty low near the bog, but me and the Mrs only about 5'6" so be alright
Andrew
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Registered: 5th May 04
Location: Skoda Octavia Estate, Ford Puma
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28th Jan 14 at 23:00   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by pow
Stop looking at previous prices and paying for old Land Registry deeds, there is totally and utterly no point what so ever.

It's worth what houses like that are worth in that area. Doesn't matter what they bought it for and how much they spent on it, they won't accept what they don't want


Looking on zoopla at previous prices the house sold for as well as other priced houses in that are will give you an idea of what you can go in at.

Unlike you Pow, we don't all have a 100k deposit.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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1st Feb 14 at 16:28   View User's Profile U2U Member Reply With Quote

Second viewing in the daylight.

Even at 95% LTV it needs more work than we can afford to do. Nail in the coffin is that it still has really old electrics and single glazed wood in the rear that needs immediate attention.

Search continues!

Do have a meeting with financial advisor on Monday to get a decision in principle and see if we can perhaps up our budget ~20k as it gives far more options.
deano87
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Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
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13th Feb 14 at 21:19   View User's Profile U2U Member Reply With Quote

http://www.rightmove.co.uk/property-for-sale/property-42879796.html?premiumA=true

Went to view this. Absolutely loved it. Needs a new kitchen (which is 6ft x 6ft but scope to open into dining room) and new bathroom. But perfectly livable initially.

Hoping to make an offer, just need to do a bit of homework. The loft conversion has no Building Regs but isn't sold as a 3rd bedroom so understand initially this will be fine.

N16K
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Registered: 4th Oct 04
Location: Belfast, NI Drives: Corsa D SRi, Tuned Cooper S, B
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13th Feb 14 at 21:28   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by deano87
http://www.rightmove.co.uk/property-for-sale/property-42879796.html?premiumA=true
The loft conversion has no Building Regs but isn't sold as a 3rd bedroom so understand initially this will be fine.




Looks nice outside.
In NI it would just classed as a loft and nothing would change unless you wanted it up to reg or it to count as extra bedroom (may not be the same in your area).
N16K
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Registered: 4th Oct 04
Location: Belfast, NI Drives: Corsa D SRi, Tuned Cooper S, B
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13th Feb 14 at 21:31   View User's Profile U2U Member Reply With Quote

Meant to add this I have seen single story houses in Northern Ireland listed as bungalow even with stairs to attic with rooms (i would guess are not up to code).

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