Makarus
Member
Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
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The fact that the insurance company was rung and dealt with may go in your favour, the fact that there is a delay in the insurance system means you may get away with it and they may cover you, just explain what happened and be done with it.
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PanaceA
Member
Registered: 2nd Apr 03
User status: Offline
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I'm more interested in the punishment I could reseve rather than what to do/say. I was/am going to tell the story as it is anyway. I would just like to know what could possible happen to me etc.
Cheers anyway.
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PanaceA
Member
Registered: 2nd Apr 03
User status: Offline
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miles
Member
Registered: 25th Mar 02
Location: plymouth Drives: Astra Sport
User status: Offline
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I got caught on a 125 bike when I was 16, 3 years ago, I blagged it that I was 17. Never got found out.
So basically just got done for no insurance. Penalty was 6-8 points. I said I just had to move this bike and that I was fully insured on another bike. So they gave me the leanest they could. 6 points and a £70 fine.
If its still the same, your looking at the mimimum which is 6 points, and a fine depending on your income etc.
Look on the DVLA website.
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Wolfy
Member
Registered: 1st Apr 02
Location: West Midlands
User status: Offline
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what would happen.... this maybe?
police could slap a court hearing on you and a hefty fine, insurance will make you pay up all damages and whack your premium up.
could get points on ya mug shot?
you could get lucky and get away with it.
pigs may fly!
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miles
Member
Registered: 25th Mar 02
Location: plymouth Drives: Astra Sport
User status: Offline
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So what time did your Dad actually phone?
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wytey
Member
Registered: 9th Jun 03
Location: On a shelf in W.Y. :)
User status: Offline
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that reminded me miles..
about 12 yrs ago, I sprained my ankle badly and needed crutches... my dads car was insure for any driver...or thats what they thought...
neway, my bro borrowed his car, and decided to drop me off at school and pick me up, to save my poor ankle  one day, on the way to school, my brother was driving behind this silver car, and this old woman, and I mean old! decided as soon as the silver car had passed, she'd cross the road  yep... my bro hit her, and no he wasn't speeding... fortnight later she died coz of the injuries. it went into the local newspaper, but thankfully, there were plenty of witnesses saying that she just walked out into the road, and my bro couldn't have avoided it.
can't remember the reason why, but the court found him not guilty of whatever the charges, but charged my bro with driving without insurance, and my dad with negligence or summat like that, both my got 6 points and summat like £300 fine each.
so looks like min of 6pts and whatever fine as minimum, with possibility of being banned as the max I would say 
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Wolfy
Member
Registered: 1st Apr 02
Location: West Midlands
User status: Offline
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have you been driving for more the na year on a full uk licence? cause if you aint your points are gonna be 6ish and a fine of around 500ish and maybe a 6 month ban... im talking to my mate about it now.
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CORSALUVA
Member
Registered: 6th Nov 01
Location: MANCHESTER
User status: Offline
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First of all, unless the police attended the accident scene then there is no official recording of the actual time the accident took place.
mistake can and do happen with regard to exact details of accident when dealing with personal injury claims etc.
Generally speaking the time of the accident doesnt come into it.
However your case will be different as it is the main factor decided whether you were insured or not.
Asyou appear to know most ofthe witnesses and assuming the other driver is not too bad a guy then he 'could have made a mistake with the accident time and assuming the other witnesses were of the opionion that the accident happened at a later time then no one would be any the wiser.
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CORSALUVA
Member
Registered: 6th Nov 01
Location: MANCHESTER
User status: Offline
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of course i am not suggesting that you lie 
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