How much would you spend/have you spent on your first house? - Corsa Sport - for Vauxhall and Opel Corsa B, Corsa C and Corsa D

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Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

8th Jan 09 at 19:19

quote:
Originally posted by dannymccann

quote:
Originally posted by Ojc
You are 19 and are contemplating moving out? Are you fucking crazy? You aren't even in your twenties and you want to commit to the single biggest purchase of your life? You would be better off saving your cash for another 5 years and having a massive deposit, especially around our way where everything is ridiculously priced.

Not everyone can live at home until they are 25

I live at home, but I don't live in a small room upstairs in my parents house. I only go in the house to eat.

jungle

Member

Registered: 22nd Nov 07
Location: methilhill,fife
User status: Offline

8th Jan 09 at 20:17

we needed a 15% deposit but they recomended putting down more than 15% to get a very good morgage rate

deano87

Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline

8th Jan 09 at 21:09

quote:
Originally posted by Ojc

quote:
Originally posted by dannymccann

quote:
Originally posted by Ojc
You are 19 and are contemplating moving out? Are you fucking crazy? You aren't even in your twenties and you want to commit to the single biggest purchase of your life? You would be better off saving your cash for another 5 years and having a massive deposit, especially around our way where everything is ridiculously priced.

Not everyone can live at home until they are 25

I live at home, but I don't live in a small room upstairs in my parents house. I only go in the house to eat.

A tent

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

8th Jan 09 at 21:35

Yes

dannymccann

Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline

8th Jan 09 at 21:38

pow

Premium Member

Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline

9th Jan 09 at 09:14

quote:
Originally posted by Ojc
You are 19 and are contemplating moving out? Are you fucking crazy? You aren't even in your twenties and you want to commit to the single biggest purchase of your life? You would be better off saving your cash for another 5 years and having a massive deposit, especially around our way where everything is ridiculously priced.

No Oliver, I'm following your exact advise just before you gave it.

I'm starting on the savings NOW so I can get something worth having round here.

I want to move out to Warfield, where a 2 bed semi with a garage costs £175k at the moment.

That means 20k in savings.

stubbsy05

Member

Registered: 23rd Oct 02
User status: Offline

9th Jan 09 at 13:09

I don't regret moiving out at 21.

I moved out at 21. Bought Flat at £83k, borrowed 9k and sold it 6 months later for £125k.

Bought a house for £128k when others on the street were going for £150k+. Have done that up gradually and still living in it.

Next stage is to buy a 3 bed semi to move into and let the exisiting house out whilst the market is crap.

I started with a deposit of £4.5k and now (just turned 24) have a house worth £150ish and equity of £42k in it.

deano87

Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline

9th Jan 09 at 13:38

quote:
Originally posted by Alex.S
I don't regret moiving out at 21.

I moved out at 21. Bought Flat at £83k, borrowed 9k and sold it 6 months later for £125k.

Bought a house for £128k when others on the street were going for £150k+. Have done that up gradually and still living in it.

Next stage is to buy a 3 bed semi to move into and let the exisiting house out whilst the market is crap.

I started with a deposit of £4.5k and now (just turned 24) have a house worth £150ish and equity of £42k in it.

I wish I was old.

welshdude

Member

Registered: 6th Feb 03
Location: Swansea. Drives: 2006 Impreza STI
User status: Offline

9th Jan 09 at 13:54

I bought my 3 bed detached with my gf 6 months ago for 124,950 to avoid stamp duty. It was originally up for 162k but the seller was dreaming at that price. It needed a new kitchen which set me back around 3k with all the appliances (cooker, fridge etc) and new windows and doors as they were wood, paid 3.8k to have them replaced with wood effect pvc.

The rest of the house just needed to be stripped of all the 1980’s wallpaper and replaced with modern paint. I haven’t got much of a garden, just a small patio but that suits me as I’d probably let it overgrow. I just have to make sure that conifer trees out the back don’t grow to 40ft!

Looking back now I wish I’d gone for a tracker mortgage, currently I’m fixed at 5.5% for another 2 and a half years, I could be saving a fair chunk on a £670 a month mortgage.

myke

Member

Registered: 7th Feb 01
Location: High Wycombe, Buckinghamshire
User status: Offline

9th Jan 09 at 13:58

iro £195k in May 2007

small 2 bed semi with linked garage in High Wycombe.
Was modest but near perfect when i moved in, but it needs a bit of a jazz up now. Kitchen could do with updating still.

stubbsy05

Member

Registered: 23rd Oct 02
User status: Offline

9th Jan 09 at 14:15

quote:
Originally posted by deano87

quote:
Originally posted by Alex.S
I don't regret moiving out at 21.

I moved out at 21. Bought Flat at £83k, borrowed 9k and sold it 6 months later for £125k.

Bought a house for £128k when others on the street were going for £150k+. Have done that up gradually and still living in it.

Next stage is to buy a 3 bed semi to move into and let the exisiting house out whilst the market is crap.

I started with a deposit of £4.5k and now (just turned 24) have a house worth £150ish and equity of £42k in it.

I wish I was old.

OI!

JUst turned 24 and less of the old please! Your only as old as the woman you feel and all that!

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

9th Jan 09 at 16:17

I just don't feel the need to move out, like ever?

Colin

Member

Registered: 4th Apr 02
User status: Offline

9th Jan 09 at 16:25

Best thing I ever done was move out the parental nest. Could never go back now, im usually in a sweat after 1/2hr in my parents company when I visit & itching to get home!!

Ojc

Member

Registered: 14th Nov 00
Location: Reading: Drives : Clio 197
User status: Offline

9th Jan 09 at 16:35

I have never felt like that, plus the fact I have a decent garage, decent driveway for space for 2 of my cars, a downstairs bedroom with en-suite and a walk in wardrobe, my own front door and my room is very very nice inside if I say so myself. I don't aspire to own my own house, I would rent like the Europeans but get frowned upon for wanting to do that

nik

Member

Registered: 19th Jun 00
User status: Offline

9th Jan 09 at 16:45

250k + bit on gardens etc, didn't need work inside.

deano87

Member

Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline

9th Jan 09 at 18:52

quote:
Originally posted by Alex.S

quote:
Originally posted by deano87

quote:
Originally posted by Alex.S
I don't regret moiving out at 21.

I moved out at 21. Bought Flat at £83k, borrowed 9k and sold it 6 months later for £125k.

Bought a house for £128k when others on the street were going for £150k+. Have done that up gradually and still living in it.

Next stage is to buy a 3 bed semi to move into and let the exisiting house out whilst the market is crap.

I started with a deposit of £4.5k and now (just turned 24) have a house worth £150ish and equity of £42k in it.

I wish I was old.

OI!

JUst turned 24 and less of the old please! Your only as old as the woman you feel and all that!

Saying that. I'm only 21

Ben G

Member

Registered: 12th Jan 07
Location: Essex
User status: Offline

9th Jan 09 at 18:58

you're older than me deano

Graham88

Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline

9th Jan 09 at 20:10

quote:
Originally posted by Ben G
21 in 3 months mate, getting old + girlfriend is moving into my parents house in 2 weeks

Good luck, you'll need it

Adge

Member

Registered: 28th Aug 04
Location: Lancashire
User status: Offline

9th Jan 09 at 20:17

i moved out then i was 18 but rented untill i was 20!

at 20 i bought a 115k house and i love it! best decision ever!

Graham88

Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline

9th Jan 09 at 20:22

Oh & I am in the same boat as OJC it seems. I have absolutely no reason to move out. I have everything I need at home, I live downstairs which suits me perfectly what with working nights and not disturbing them when I come in.

I have a nice room if I say so, only thing I'd say I want is a sofa to sit on whilst watching TV, but there isn't enough room realistically. For £160 a month though it really doesn't bother me much.

I have a garage out the back, a drive if needed, hot water, all bills paid etc, meals cooked for me (I'd get takeaway most nights if I lived on my own).

Plus I'm 20 years old, I have the rest of my life too do the boring mature stuff. For now I want a fast car and a fast bike, the stuff of dreams.

Kathryn W

Member

Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline

9th Jan 09 at 21:08

Bought first house in July, paid £110,500

J da Silva

Member

Registered: 10th Apr 03
Location: The FACTory
User status: Offline

9th Jan 09 at 21:55

98k, 2 bed semi.

dannymccann

Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline

9th Jan 09 at 22:53

quote:
Originally posted by Graham88
Oh & I am in the same boat as OJC it seems. I have absolutely no reason to move out. I have everything I need at home, I live downstairs which suits me perfectly what with working nights and not disturbing them when I come in.

I have a nice room if I say so, only thing I'd say I want is a sofa to sit on whilst watching TV, but there isn't enough room realistically. For £160 a month though it really doesn't bother me much.

I have a garage out the back, a drive if needed, hot water, all bills paid etc, meals cooked for me (I'd get takeaway most nights if I lived on my own).

Plus I'm 20 years old, I have the rest of my life too do the boring mature stuff. For now I want a fast car and a fast bike, the stuff of dreams.

Wish I had it that way, best way to do it, not possible for me though

Stay there as long as you can and save as best as possible, good future then!

As for the sofa thing, why not get rid of the bed and buy a decent sofa bed so youve sort of got your own living room?

Ian W

Member

Registered: 8th Nov 03
Location: Wirral, Merseyside
User status: Offline

10th Jan 09 at 00:03

quote:
Originally posted by Ojc
I have never felt like that, plus the fact I have a decent garage, decent driveway for space for 2 of my cars, a downstairs bedroom with en-suite and a walk in wardrobe, my own front door and my room is very very nice inside if I say so myself. I don't aspire to own my own house, I would rent like the Europeans but get frowned upon for wanting to do that

I feel much the same, I can live my own life and all the idependence I need while living at home, theres nothing thats putting me off moving out I just don't really see the need. I know alot of my mates moved out for freedom but I have that now.

Im saving up for a deposit now and its going quite well so far but like you I don't feel the need to own a house but all you get is renting is dead money. If you manage to live to old age you only have to sell it when you go in a home anyway

Graham88

Member

Registered: 16th Apr 07
Location: South East Kent Drives: E46 M3
User status: Offline

10th Jan 09 at 03:33

quote:
Originally posted by dannymccann
Wish I had it that way, best way to do it, not possible for me though Stay there as long as you can and save as best as possible, good future then!

As for the sofa thing, why not get rid of the bed and buy a decent sofa bed so youve sort of got your own living room?

I fully intend too, I really can't see me moving out before I'm 25 at least tbh. I don't see the point in moving out by myself.

Regarding couch, have thought about it, problem is, either it'll be uncomfy as a bed, or it'll be uncomfy as a couch, haven't found one that does both!

Plus I'd be lazy and never make it back to a couch