MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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just been caught for speeding by the speed gun, got 3 points and £60 fine!!
officer said i should tell the insurance company straight away?
Will my premium go up straight away??? how much???
i still have 5 months left till insurnace runs out??
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chris_uk
Premium Member
Registered: 8th Jul 03
User status: Offline
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is it your first offence?
if so your insurance wont go up by much if it goes up at all. mine didnt and i still havent told them yet,
but i just renewed it the day b4. 
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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its my first offence which gave me points!!
so...will it go up Straight away as soon as i tell them even thou i got 5 months left till renewal
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broster
Premium Member
Registered: 6th Dec 02
Location: Drives: E39
User status: Offline
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no they can wait till u have to renew before it goes up, depends who u are with!
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Makarus
Member
Registered: 25th Jun 02
Location: Nottingham/Derbyshire Boarder.
User status: Offline
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You should be alright, if it goes up it wont be by much, depends what your speeding code is though. As in how much over the limit and such.
You dont need to tell your insurance company until the next time you renew.
Just dont tell them, you are doing nothing wrong as the insurance was taken out at a set time with the present situation taken into account, you are then covered for a year, if you were to get 9 points you wouldnt even have to tell them.
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LukeGSi
Member
Registered: 9th Dec 03
User status: Offline
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id tell them straight away, you will have to tell them sooner or later so better to be safe and all
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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im with "zenith" fully comp as named driver, i got a sp30 doing 49mph in a 30mph zone,
u reckon they will increase the premium straight away??
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wainey
Member
Registered: 20th Oct 02
Location: walsall west midlands
User status: Offline
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premium wont go up until its renewed for your next years insurance, the price u pay is a fixed price for the year regardless, just adds onto your premium the following year!
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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are u sure mate coz im a broke student and cant afford to pay any more on insurance thats why im hesitating to tell the insurance u see??
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Red_SXi
Member
Registered: 23rd Sep 02
Location: Dunstable Drives: 52 Plate BMW 3 M Sport Coupe
User status: Offline
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Didnt you get banned for drink driving in the past? Don't you still have them points?
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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nah didnt get any points for that
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cobra148
Member
Registered: 27th Oct 01
Location: Here in front of my monitor.....
User status: Offline
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Nicked for D.I.C and no points? 
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Kris TD
Member
Registered: 25th Mar 02
Location: Ware, Hertfordshire
User status: Offline
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mates went up £30 for 3 points.
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Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
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i got an SP30 and got 6 points for it, this was my first offence apparently to get 6 points for an SP30 it good going, i aint told my insurers either!!!!
Just wait till renewal matey at least you only got a £60 fine mine was £155 that includes £35 court fees!!!
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bun
Member
Registered: 6th Oct 03
Location: Adel, West Yorkshire
User status: Offline
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i thiught if you did 50% over limit it was an instant ban?
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Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
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i was doing 57 in a 30 it was duel carriage way too, thats crap
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bun
Member
Registered: 6th Oct 03
Location: Adel, West Yorkshire
User status: Offline
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fair enough prob just my parents tryin to get me to slow down lol
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Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
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60 in a 30 = Ban
70 in a 40 = Ban
80 in a 50 = Ban
90 in a 60 = Ban
100 in a 70 = Ban
Basically 30mph over the limit and there is a good chance you will get banned but saying that my mate was followed unknowinly by an unmarked police car down the motorway for over a mile
He was in his scooby and his adverage spped over the mile was 97mph so at some points he went above and some below, 3points and £60 depends on the copper really
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MoNkEy MaGiC
Member
Registered: 12th Apr 03
Location: West - London Drives: Corsa GSi
User status: Offline
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are you sure about the 60 in 30 BAN??
i did 49 in a 30, officer said if i had done 50 i would be BANNED!!!!!!
ive got 5 months,till june,wen my insurance runs out!
but im gonna renew it on another company in april when i turn 21, so i only got 2 months to wait
i want to tell the insurance company now but i dont want the premium to go up as im only gonna be with them for another 2 months?
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