ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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i know about a letter going about to retrieve bank charges there was one clause though that the bank account maybe shutdown, well i have just moved banks after months and months of charges on my old account so im wondering if any1 here has a copy of this letter to paste in here? as i am going to send it before i close my account and try and reclaim some of the 100's they took off me in charges
cheers
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abdus
Member
Registered: 23rd Feb 06
User status: Offline
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http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,#step3
http://news.bbc.co.uk/1/shared/bsp/hi/pdfs/12_12_06_bank_14day.pdf
http://www.learnmoney.co.uk/banking/charges/case-01.html
[Edited on 18-12-2006 by abdus]
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ShEp
Member
Registered: 9th Aug 05
Location: Dingwall, Highland
User status: Offline
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legend 
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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This is beginning to piss me off...
If people keep doing this then the banks are going to start charging good customers who are always in credit.....
if your shit at money management and get charged then it's your own fault as the charges are always detailed within the terms and conditions when you sign up for a bank account.
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ssj_kakarot
Member
Registered: 29th Apr 03
Location: hartlepool
User status: Offline
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er tbf i dont think its decent of a bank to charge me £25 for going £4 overdrawn then another £25 when it went to £8 overdrawn then another £25 when it went to £16 overdrawn in the space of about 3 days, when i was £450 in credit a day after, not because i was shit with money simply because my phone bill came out a few days early.
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Half Pint
Member
Registered: 25th Mar 02
User status: Offline
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well i beleive that is a discussion you should have iththe phone company who are applying for their DD earlier than expected.... therefore they should be refunding you the money.
But agree in most instances with their charges being a little unfair, but moving to a point were the banks cannot charge for people that are bad at money management therefore charging for having a bank account is pissing me off.
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Tom
Member
Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
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That's pish, banks are too rich in the first instance, look how much money they manage etc why they need to charge over the odds for being overdrawn once then again every time you go over an agreed amount is pathetic.
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Whilst i agree with you in principal HP, they are a fuking rip off and they take the piss.
TBH all the times i have been charged at least 50% of the time wasnt my fault.
I once got charged £32 because the bank sent my payment to credit card company late.
Then they "lost" the payment. Accused me of bieng a liar and carried on charging me.
3months later, they refunded the £90 odd in charges and paid the intrest on my credit card bill.
Fucking wank stains
Id have sympathy if HSBC werent bragging at record braking £20b profits (figure is an exageration as i cant remeber exactl what it was)
[Edited on 18-12-2006 by Jambo]
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Dean_W
Member
Registered: 13th Dec 05
Location: Downham Market, Norfolk
User status: Offline
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quote:
Originally posted by Tom
That's pish, banks are too rich in the first instance, look how much money they manage etc why they need to charge over the odds for being overdrawn once then again every time you go over an agreed amount is pathetic.
Agreed.
The money isn't in your account. They take it when they please to trade in currencys and investments. What do you see for that. Nothing.
Money grabbing wankers.
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