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Author Bank charges, anyone paid out yet?
Matt H
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Registered: 11th Sep 01
Location: South Yorkshire
User status: Offline
14th Apr 07 at 09:59   View User's Profile U2U Member Reply With Quote

I might give this a shot. FREE MONEY!!!

Do you have to close your account with them afterwards? Or can you leave it open?
X 60RSA
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Registered: 20th Aug 01
Location: Lincoln
User status: Offline
14th Apr 07 at 14:06   View User's Profile U2U Member Reply With Quote

The bank might say they are going to close your account, think they advise to have another account open somewhere else just incase.

I just got my statements through today, i'm owed around 600notes.

They have sent me all the charges including the amount i pay for my bank account which is 15quid a month, i dont include these to what im owed surely??

Just charges for unpaid direct debits/overdrawn etc.......??
Conway563
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Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
16th Apr 07 at 13:51   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Rachel H
I just got all the statements I've got going back to Jan 05 only though totted it all up and its about £300.

So if I ring them up now, can I request they send me out my statements from when I took the account out back in 2000? Because when I was a teenager my finances were a mess and was always getting charged and could be worth twice of what I've already got.


You can only go back 6 years so until april 2001
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
18th Apr 07 at 12:37   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by X 60RSA
I requested my statements 2 weeks ago, they have upto 40days to provide me with them. My sisters boyfriend got his through pretty much on the 40th day.

Just been watching the news and they also pay out the intrest you've lost.

Anyone had any success yet, wondering how long it takes to actually get the money from sending the letter off to tell them how much they owe you......

I must be owed several hundred quid, have to see


What did u request a statement of all ur prevooius bank charges??
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
19th Apr 07 at 11:03   View User's Profile U2U Member Reply With Quote

??
Conway563
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Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
19th Apr 07 at 12:51   View User's Profile U2U Member Reply With Quote

As he doesn't seem to be replying to you Pablo
I've requested the past 6 years of statements from Halifax. Had to write them a letter about the data disclosure act etc. and pay £10 but you can claim back the £10 when you claim the charges
Pablo
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Registered: 3rd Feb 03
Location: Milton Keynes
User status: Offline
20th Apr 07 at 08:50   View User's Profile U2U Member Reply With Quote

cant b bothered only be bout £40 i rekon!
reeves_8
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Registered: 18th Dec 06
Location: woking, surrey
User status: Offline
23rd Apr 07 at 14:00   View User's Profile U2U Member Reply With Quote

my uncle just claimed back 3,000 and i got him to buy a astra
Ste
Premium Member

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Registered: 5th Mar 03
Location: Taif, Saudi Arabia
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23rd Apr 07 at 20:31   View Garage View User's Profile U2U Member Reply With Quote

i just put a claim in last week for £2900 plus about £500 interest. got a letter on saturday saying they are investigating the claim. I gave them 14 days from the date of the letter before i issue court proceedings.

also i am under the pretence that under the banking code, a bank has to try every effort to ensure it doesnt put you in financial jeapordy. so if they try to close your account this is a breach of the code so you can argue to keep it open


I would rather lose by a mile because i built my own car, than win by an inch because someone else built it for me.
Conway563
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Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
23rd Apr 07 at 20:37   View User's Profile U2U Member Reply With Quote

legally they shouldn't close your account the same as they shouldn't charge you but the chances are if they don't close your account a note will be added to say how bad a customer you are
X 60RSA
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Registered: 20th Aug 01
Location: Lincoln
User status: Offline
26th Apr 07 at 16:19   View User's Profile U2U Member Reply With Quote

Yes i requested my bank statements initially but on the phone the bloke asked if it was to do with bank charges...........i said yes.

They didnt send me full statements, just a list of bank charges.

How do you go about working out the interest, does it vary each year?
Charlene
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Registered: 29th Sep 04
Location: Darlington
User status: Offline
26th Apr 07 at 17:56   View User's Profile U2U Member Reply With Quote

So to start if off, you have to ring and ask for your bank statements then where do you go from there?
dazavich
Member

Registered: 27th Sep 06
Location: Greenock, Inverclyde
User status: Offline
27th Apr 07 at 08:38   View User's Profile U2U Member Reply With Quote

I got the best part of £400 back 2 weeks ago, was hoping for more but i'm not gona complain tho, its going to my Ibiza fund
Conway563
Member

Registered: 7th Jun 06
Location: Yate, Bristol
User status: Offline
27th Apr 07 at 10:05   View User's Profile U2U Member Reply With Quote

Got a phone call from Halifax yesterday to confirm my name and address so I better get the statements soon.

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