Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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As were now looking into buying a house, what is there to take into consideration of what we will have to pay out?
im sure there used to be a list somewhere but i cant c it?
can some1 post up all that there is to pay out, eg, food, insurance, tv, waste, water, elec, gas etc etc, and a rough price for 2 people in a small house (2bed)
cheers 
Dan
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craig_brux
Member
Registered: 5th Jan 06
User status: Offline
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i live in a 2 bed terrace and we pay on average - £30 elec, £40 gas, £90 council tax, £200 food, £20 tv license, £15 water, £12 contents insurance and whatever credit you've got
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Bart
Member
Registered: 19th Aug 02
Location: Midsomer Norton, Bristol Avon
User status: Offline
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own our own town house:
Mortgage: £880 (or £440 shared)
Gas/Elec: £80
Council Tax: £145
Food: £200 (Varies alot)
TV Licence: £100 (paid outright)
Home Insurance: £180 (paid outright)
Water £20 (if that).
Then you need to take into account any other bills you might have..
Petrol
Car insurance
Beer
Phone Bills
etc etc
Not easy, and we Personally struggle like hell, but i wouldnt have it any other way. At the end of the day we own our own 200k house and its a good investment.
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topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
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Mortgage £669pm (£335 each)
House insurance +Life assurance £112 (56 each)
Gas/Electric £50 per month
Council Tax £90per month
Water £18
TV license £11.50 a month
Phone/Broadband £27 per month
Then we each have
Car
Food
Mobiles
Clothes
Going out
Its tough at the start but budget EVERYthing and it should go smoothly. Also shop around for gas/electric/insurance suppliers etc
[Edited on 10-06-2007 by topshot_2k]
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ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
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what kind of income are you guys on?
how does being self employed affect mortgauge price / amount you can borrow
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whitter45
Member
Registered: 15th Nov 02
Location: Norton
User status: Offline
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i would say 1200 - 1300 I pay a month and thats on my own
Thats before runnign cars etc
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topshot_2k
Banned
Registered: 1st Dec 03
Location: Northampton Drives: Pug GTi-6
User status: Offline
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quote:
Originally posted by ash_corsa
what kind of income are you guys on?
how does being self employed affect mortgauge price / amount you can borrow
me and missus joint income is around 35k
self employed is fine just present 2 years worth of self assessments proving what you earned, unless of course you took loads of cash and didnt declare it 
[Edited on 11-06-2007 by topshot_2k]
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Theres a thread already about this
Check out the uselinks links thread at the top of the page and its in there 
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Calculating bills, and a rough guide to what bills you may have -
http://www.corsasport.co.uk/board/viewthread.php?tid=331325
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