Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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Just read that its been cut to 5.25%
What a result, only just recived my mortgage offer, which was at 6.44%. Now halifax cut this to 5.79%
That means my mortgage has gone down just under £50 per month, before i even get it lol!
RESULT 
on the other hand, found out 3 weeks after the offer was accepted, that it was on the market pre HIPS so i now have to pay for the searches myself 
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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Yeah mine will go down as well, bonus.
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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mine is fixed for another 14 months 
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Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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tbh ivi i couldn't care about you.
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John_C
Member
Registered: 5th Mar 03
Location: South east, Bromley
User status: Offline
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if you keep the payment at the same level as before you will overpay the mortgage meaning less £££ spent on interest
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Daimo B
Member
Registered: 20th Mar 00
User status: Offline
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Aye mine is fixed too at the moment, for another 14 months odd.
Just hope it carries on dropping 
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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My fixed deal runs out in May, think its 6.something %.....should it go down 
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Russ
Member
Registered: 14th Mar 04
Location: Armchair
User status: Offline
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grrr my fixed rate is at 5.49
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Mav 3000
Member
Registered: 16th Aug 01
Location: Leicestershire
User status: Offline
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I'm just about to undergo a tracker mortgage - so will see a £20 a month drop when the building society follows the drop and changes the rate.
Colin - you may be stuck for a while on the banks 'standard variable rate' which is usually about 2% higher than the bank of england's base rate - so expect to pay around 7.5%.
I'd change it ASAP when that happens.
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Offline
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So long as the tracker deal isn't worse, there's normally an additional .5% or so put on top of BoE rate, which can go up if rates are good.
[Edited on 09-02-2008 by Ian]
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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quote:
Originally posted by Dan
tbh ivi i couldn't care about you.
im gonna punch you in the balls
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Dan
Premium Member
Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
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quote:
Originally posted by IvIarkgraham
quote:
Originally posted by Dan
tbh ivi i couldn't care about you.
im gonna punch you in the balls
Tbf, u would probably mess up trying.
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