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Author Renting
Ryan
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Registered: 23rd Jun 08
User status: Offline
25th Dec 08 at 19:58   View User's Profile U2U Member Reply With Quote

The mrs keeps on at me about renting an apartment.

just looking for an estimate at how much its going to cost per month, e.g. all bills, council tax etc.....

only after something small as its just for us two.

any advice appreciated.

(buying is not an option)
Colin
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Registered: 4th Apr 02
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25th Dec 08 at 20:03   View User's Profile U2U Member Reply With Quote

As a very rough guide id say budget around a grand all in - to include taxes, water/electric/gas/phone/tv/broadband etc assuming rent is 400ish on a smallish apartment!?
Ryan
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Registered: 23rd Jun 08
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25th Dec 08 at 20:07   View User's Profile U2U Member Reply With Quote

yea thats about what i was thinking

cheers
RossyB
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Registered: 8th Oct 07
Location: Sandbach, Cheshire
User status: Offline
25th Dec 08 at 21:28   View User's Profile U2U Member Reply With Quote

Next she'll be wanting kids
Ryan
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Registered: 23rd Jun 08
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25th Dec 08 at 21:29   View User's Profile U2U Member Reply With Quote

fook that, shes on the inplant..... 3 carefree years
dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
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28th Dec 08 at 10:59   View User's Profile U2U Member Reply With Quote

But £400 a month wont get you anywhere dcecent I dont think
Kurt
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Registered: 23rd Oct 05
Location: Hi
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28th Dec 08 at 11:05   View User's Profile U2U Member Reply With Quote

Round here that will be a palace danny..

but seriously 1000 a month

i well cant afford to move out then yet
Adge
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Registered: 28th Aug 04
Location: Lancashire
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28th Dec 08 at 12:44   View User's Profile U2U Member Reply With Quote

hi mate, colin is bang on about the £1000 mark!

i pay £220 a week! for a 115,000 mortage and all the bills

its alot of moneys! but obv when theres 2 of u, its £110 each a week so isnt so bad really!


dannymccann
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Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
28th Dec 08 at 13:43   View User's Profile U2U Member Reply With Quote

Kurt for me (Lincolnshire so midlands??)

Rent - £450, nothing included

2 bed mid terraced, brand new refurb inside, but its relatively underpriced (in our opinion) for what was in the area at the time. No parking space or garden though

[Edited on 28-12-2008 by dannymccann]
Ryan
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Registered: 23rd Jun 08
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28th Dec 08 at 18:45   View User's Profile U2U Member Reply With Quote

new apartments are shoting up around here every other week, just dont think i could pay £12,000 a year, and still not own anything

and if i did rent then i wouldnt have any spare money to put towards a deposit on a mortgage so i would be stuck renting.

ive been telling her that im not moving until i can affor to buy.

thanks lads
Gaz
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Registered: 24th Aug 03
Location: Widnes, Cheshire
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28th Dec 08 at 21:36   View User's Profile U2U Member Reply With Quote

You may be paying a lot a year, but most of the time mortgage prices arent much different from renting...

And after so many years the house will be yours.
Ryan
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Registered: 23rd Jun 08
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28th Dec 08 at 21:43   View User's Profile U2U Member Reply With Quote

yea i know thats what i was getting at, if i rented i wouldnt have the money to save for a depisit on a mortgage, so it would be hard to get out of renting.
ash_corsa
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Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
29th Dec 08 at 03:01   View User's Profile U2U Member Reply With Quote

I know your situation mate, im weighing-up renting at the mo

But ive come to the conclusion that if i stay at home (parents) then im not paying out for rent, council tax, bills etc.. so this cash can go straight into the savings account to go towards the deposit on buying my own place.

Throwing money away that could be saved up and put towards something of your own, not just paying off some cunts mortgage for them
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
31st Dec 08 at 08:41   View User's Profile U2U Member Reply With Quote

I dont want to be renting, much rather buying, but Im still at uni so cant get a mortgage, plus together we are on 25k a year ish, so when I get a job in July sometime should hopefully jump to £30k as my GF will quit her second job (she doesnt need it, she just loves having lots of money ) and I will lose the income from my current part time - mortgage time then when house prices are still low

 
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