Shane
Member
Registered: 10th Jan 04
User status: Offline
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im looking to get a loan to consoloade some debts i have, ive got shit credit and need about £1000 and would be looking to pay it over a year,
anyone had any dealings with anyone? pref not a broker that charges fees etc etc
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Matty SRi
Member
Registered: 3rd Dec 08
Location: Stockton-on-Tees Drives: Mk3 Golf GTi
User status: Offline
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Alot of places that give loans to people with bad credit wouldn't give you any where near £1000. Would be more like £100-£300 unfortunately.
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Dave
Member
Registered: 26th Feb 01
Location: Lancs
User status: Offline
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See if your area has some sort of credit union.
We have one round here, I think they base it solely on your circumstances rather than credit checks. Ours also has a clever scheme where a portion of your repayments is used to buy shares in the union so basically you are saving at the same time.
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Gareth
Member
Registered: 2nd Mar 00
Location: Derby, Drives: EVO VIII MR & pug 308
User status: Offline
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No chance of family sorting you out? Have you got anything you could sell? Be careful with bad credit loan companies as you could borrow a grand and end up paying 5 back or something crazy like that.
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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If it's only £1000 what's the problem with paying it all off over the year anyway, in highest interest penalty order? Even with some APRs at 33% it wont kill you like it would if the debt was £10,000 or even higher
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