corsapower
Member
Registered: 9th Aug 04
Location: near bridlington
User status: Offline
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ive been driving for 2 years and paid £1500 a year on my car to insure it ive got 2 yrs no claims and no convictions or points. now when i try to get a quote on a 2.0 16v calibra there just saying no to that car ive tried to get my dad to insure it as any driver and they just say no one under 21 and ive just turned 19. does anyone know how to beat the insurance companys my mate has done it somehow but they just wont for me.
any help would be great
cheers
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danny-corsa
Member
Registered: 15th Mar 05
Location: Warwickshire Drives: Astra GSi 16v
User status: Offline
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u could either try CIS in your dads name as any driver cos im 18 with a GSi in my mums name and that costs £1200.
or
you could get urself a cheap car with cheap insurance, insure it fully comp, get ur dad to insure the calibra in his own name and then u can drive any car with insurance cos u r fully comp.
my mate does this with his fester RS turbo
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Jambo
Member
Registered: 8th Sep 01
Location: Maidenhead, Drives: VXR Arctic
User status: Offline
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Also you may ask your dad to add a female driver to the policy, when i was looking at getting a P1 i added my mum and got a £900 reduction 
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L33 LEG
Banned
Registered: 6th Jan 03
Location: Blackburn . Drove: Dimma Saxo VTR
User status: Offline
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or just change insurance companies.
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Greasemonkey
Member
Registered: 17th Apr 02
Location: Drives a Tractor
User status: Offline
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Insurance company's are not stupid, if you try and beat the system then the system will bite you back
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Graeme
Premium Member
Registered: 26th Jul 04
Location: Northampton
User status: Offline
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quote:
Originally posted by danny-corsa
you could get urself a cheap car with cheap insurance, insure it fully comp, get ur dad to insure the calibra in his own name and then u can drive any car with insurance cos u r fully comp.
most insurance companies wont insure u on other cars untill u are 25!
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corsapower
Member
Registered: 9th Aug 04
Location: near bridlington
User status: Offline
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ok thanks, ive tried everything i could think of to do it but it wasnt worksng.
cheers for the help
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Poot
Member
Registered: 30th Jan 05
Location: Wales/midlands drives: 1.6 16v
User status: Offline
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quote:
you could get urself a cheap car with cheap insurance, insure it fully comp, get ur dad to insure the calibra in his own name and then u can drive any car with insurance cos u r fully comp.
my mate does this with his fester RS turbo
Wouldnt he need to be a named driver to drive his dads car?
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Haimsey
Premium Member
Registered: 8th May 05
Location: Nottingham Drives: Corsa B
User status: Offline
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you could always beat em with a stick
Marcy Marc 
White Sport Progress Thread
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Joff
Member
Registered: 17th Oct 00
Location: Cambridgeshire
User status: Offline
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With all these little tricks to get a few quid knocked off the premium, you might as well just drive without insurance as you'll probably find that in the event of a claim, your policy is invalid once your insurers investigate your details on the policy.
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SeanyMac
Member
Registered: 4th Mar 04
Location: Deeside, Chester
User status: Offline
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I work for a insurance company... And to be honest there is no problem with insurin you if you have the no claims bonus!! You just need to change insurers cuz some have strict polices on ages and cars.. Liverpool victoria wont even insure you on a Saxo VTR until you're 21!!! Its daft 
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