Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Is it really worth taking it out when getting a loan. Also if you already have it on a loan, can you take it off?
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Anyone?
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eddiewhiteley
Member
Registered: 10th Mar 05
Location: down in albion
User status: Offline
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i wouldnt bother mate
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Charlene
Member
Registered: 29th Sep 04
Location: Darlington
User status: Offline
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Total waste of time, when I got my loan with Barclays, they wouldn't let me take it out unless i took the insurance. Although I don't see the point in it when I look back at it. Not sure if you can get out of it though after, as if you can then id like to know how so I can
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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Is there a high chance you wont be able to make payments? If not give it a miss.
Ive never taken it, If I lose my job/get ill i'll not need a car so i'll sell it.
Typically you shouldnt borrow more than you can easilly pay back!
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Colin
Member
Registered: 4th Apr 02
User status: Offline
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quote:
Originally posted by Charlene
Total waste of time, when I got my loan with Barclays, they wouldn't let me take it out unless i took the insurance. Although I don't see the point in it when I look back at it. Not sure if you can get out of it though after, as if you can then id like to know how so I can
You can claim back the payments if you feel you were mis sold a ppi contract as it sounds like you have.
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by Charlene
Total waste of time, when I got my loan with Barclays, they wouldn't let me take it out unless i took the insurance. Although I don't see the point in it when I look back at it. Not sure if you can get out of it though after, as if you can then id like to know how so I can
You can claim back the payments if you feel you were mis sold a ppi contract as it sounds like you have.
Correct.
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Barclays did that to me, Ive only just realised.
Been thinking of getting a second loan, But common sense is telling me not to bother at the minute.
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Charlene
Member
Registered: 29th Sep 04
Location: Darlington
User status: Offline
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quote:
Originally posted by Colin
quote:
Originally posted by Charlene
Total waste of time, when I got my loan with Barclays, they wouldn't let me take it out unless i took the insurance. Although I don't see the point in it when I look back at it. Not sure if you can get out of it though after, as if you can then id like to know how so I can
You can claim back the payments if you feel you were mis sold a ppi contract as it sounds like you have.
How would I go about doing this?
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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google moneysavingexpert website... loads of info on there.
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Bonney
Member
Registered: 14th Nov 04
Location: St Helens
User status: Offline
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Thanks, ill take a look.
Still debating getting a second loan, Keep thinking to myself im been daft doing it. Think i may just keep saving until i have enough.
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