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Author Credit cards and credit rating
dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
30th Oct 07 at 21:34   View User's Profile U2U Member Reply With Quote

Ive got a student credit card with HSBC which i use quite regularly and i got them to set up a DD to pay offthe full balance every 6 weeks (6 week student offer instead of every 4 weeks). Will i still be 'earning' credit points/history on this card?

Thanks

Edit - or would i be better going with the Classic (however shite) Capital One credit card as this is a 'normal' credit card and doesnt have the dirty student tag attached to it?

Cheers

[Edited on 30-10-2007 by dannymccann]
Kerry
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Registered: 5th Oct 01
Location: Norwich
User status: Offline
30th Oct 07 at 21:57   View User's Profile U2U Member Reply With Quote

as long as you dont miss any payments then yes you will be adding to your credit rating
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
30th Oct 07 at 23:40   View Garage View User's Profile U2U Member Reply With Quote

Halifax Purchase Card at the moment is 15 Months interest free on all Purchases


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dannymccann
Member

Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
31st Oct 07 at 10:19   View User's Profile U2U Member Reply With Quote

they wouldnt give me it what with being a student, plus i pay everything off as i spend it so interest free is useless to me, tried to get Egg's 3% cashback card but they rejected me also
Kerry
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Registered: 5th Oct 01
Location: Norwich
User status: Offline
31st Oct 07 at 17:33   View User's Profile U2U Member Reply With Quote

applying for stuff and getting rejected reduces your credit rating also

dont try to apply for too much stuff without a gap inbetween

 
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