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Author bank charges
Superlite Ltd.
Member

Registered: 9th Jan 07
User status: Offline
   1st May 08 at 11:30   View User's Profile U2U Member Reply With Quote

Seeing as they didn't do that well when it went to court, i thought i'd send my branch of halifax a letter

£156 owed, lets see how well i do
Robbo
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Registered: 6th Aug 02
Location: London
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1st May 08 at 11:31   View User's Profile U2U Member Reply With Quote

Will get rejecte dout of hand

The court case is still ongoing
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
1st May 08 at 11:31   View User's Profile U2U Member Reply With Quote

Expect a letter informing you they are not paying out until the current legal battle is over.

Oh, and make sure you ask for 8% ontop of it in interest.
Superlite Ltd.
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Registered: 9th Jan 07
User status: Offline
1st May 08 at 11:45   View User's Profile U2U Member Reply With Quote

bugger

I hear Halifax were pretty good at getting money back to people?

[Edited on 01-05-2008 by Superlite Ltd.]
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
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1st May 08 at 11:47   View User's Profile U2U Member Reply With Quote

Not anymore.
Robbo
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Registered: 6th Aug 02
Location: London
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1st May 08 at 11:49   View User's Profile U2U Member Reply With Quote

They were

As were HSBC
Tom J
Organiser: South Wales
Premium Member


Registered: 8th Sep 03
Location: Bridgend
User status: Offline
1st May 08 at 12:53   View User's Profile U2U Member Reply With Quote

missus got charged £38 because there wasnt enough in to cover a direct debit, daylight robbery
Robbo
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Registered: 6th Aug 02
Location: London
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1st May 08 at 14:58   View User's Profile U2U Member Reply With Quote

Await the "well she should have had enough £££ in" comments

Yes she should ahve... but £38 is a joke!!!
simmo
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Registered: 2nd Mar 05
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22nd May 08 at 20:44   View User's Profile U2U Member Reply With Quote

i sent a letter to my bank natwest a while ago (just before christmas) and got all of my £650 back, well pleased + never made me go overdrawn again!
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
22nd May 08 at 21:14   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by simmo
i sent a letter to my bank natwest a while ago (just before christmas) and got all of my £650 back, well pleased + never made me go overdrawn again!


You sure?
Cavey
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Registered: 11th Nov 02
Location: Derby
User status: Offline
22nd May 08 at 21:15   View User's Profile U2U Member Reply With Quote

I've been charged two seperate £35's this week, taking me £15 over my limit again, meaning i'll get charged in another month as well.

Was probably my fault, just annoying that it's just gonna keep going
simmo
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Registered: 2nd Mar 05
User status: Offline
23rd May 08 at 07:36   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cosmo
quote:
Originally posted by simmo
i sent a letter to my bank natwest a while ago (just before christmas) and got all of my £650 back, well pleased + never made me go overdrawn again!


You sure?


The charges were over a period of 1 year, i gave them 14days to pay it back otherwise i would take them to court (i was'nt going to) it took them about 22days before i got a letter to say they would pay all of it back.
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
23rd May 08 at 09:18   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by simmo
quote:
Originally posted by Cosmo
quote:
Originally posted by simmo
i sent a letter to my bank natwest a while ago (just before christmas) and got all of my £650 back, well pleased + never made me go overdrawn again!


You sure?


The charges were over a period of 1 year, i gave them 14days to pay it back otherwise i would take them to court (i was'nt going to) it took them about 22days before i got a letter to say they would pay all of it back.


Just before last christmas though? As I know for a fact Natwest froze paying out ALL bank charges well before then, even if you threatened court action, as they were part of the group of banks challenging the ruling.
MarkM
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Registered: 11th Apr 01
Location: Liverpool
User status: Offline
23rd May 08 at 12:21   View User's Profile U2U Member Reply With Quote

I got my charges back from Halifax a good few years back...

The banks had until the 22nd May to appeal against the decision...

Not heard whether they have yet though...

[Edited on 23-05-2008 by MarkM]
Cosmo
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Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
23rd May 08 at 12:23   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by MarkM
The banks had until the 22nd May to appeal against the decision...

Not heard whether they have yet though...



http://www.moneysavingexpert.com/reclaim/oft-bank-charges#news
simmo
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Registered: 2nd Mar 05
User status: Offline
23rd May 08 at 12:24   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cosmo
quote:
Originally posted by simmo
quote:
Originally posted by Cosmo
quote:
Originally posted by simmo
i sent a letter to my bank natwest a while ago (just before christmas) and got all of my £650 back, well pleased + never made me go overdrawn again!


You sure?


The charges were over a period of 1 year, i gave them 14days to pay it back otherwise i would take them to court (i was'nt going to) it took them about 22days before i got a letter to say they would pay all of it back.


Just before last christmas though? As I know for a fact Natwest froze paying out ALL bank charges well before then, even if you threatened court action, as they were part of the group of banks challenging the ruling.


it was probly well b4 chrimbo then carnt really rememba 4 sure crap memory, didnt take long to spend the money tho lol
Cosmo
Member

Registered: 29th Mar 01
Location: Im the real one!
User status: Offline
23rd May 08 at 12:27   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by simmo
it was probly well b4 chrimbo then carnt really rememba 4 sure crap memory, didnt take long to spend the money tho lol


July 07 they were put on hold, so had to be before then!
simmo
Member

Registered: 2nd Mar 05
User status: Offline
23rd May 08 at 12:31   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Cosmo
quote:
Originally posted by simmo
it was probly well b4 chrimbo then carnt really rememba 4 sure crap memory, didnt take long to spend the money tho lol


July 07 they were put on hold, so had to be before then!


mybad, probly was lol

 
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