Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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Can you still kick off at your bank and claim these back?
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1986
Member
Registered: 19th Jun 13
User status: Offline
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sure I made a thread a while ago and pretty much got told it was a waste of time but will be watching this thread out of interest
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James
Member
Registered: 1st Jun 02
Location: Surrey
User status: Offline
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Surely it depends on the circumstances?
I would imagine people that just can't manage money and keep running out can't claim them back. But if you genuinely go overdrawn by £1 accidentally as a one-off then you probably have a case.
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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A legal challenge will not be upheld however if you have financial difficulties and can prove it with your income and expenditure then you may receive frozen interest/fees.
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Dave
Member
Registered: 26th Feb 01
Location: Lancs
User status: Offline
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If it's your first one or very rare they might but it'll probably vary a lot between banks.
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I phoned up about a late payment that came up over a weekend once, and the bank just refunded it when they saw what had happened.
Was easy enough. Suppose it depends on the circumstances of the charge.
Corsa 2.0 16v Vegas - Sold
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Gaz
Member
Registered: 24th Aug 03
Location: Widnes, Cheshire
User status: Offline
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Halifax have refunded a few for us!
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dannymccann
Member
Registered: 9th Aug 06
Location: Doddington, Lincolnshire
User status: Offline
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Depends who you bank with but I know with Halifax I have set up text reminders if the balance goes less than £0 so I can transfer some money in during the day to avoid the charges, might be worth looking into?
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Generation
Member
Registered: 7th Jul 09
Location: Essex
User status: Offline
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Depends what for, I've seen loads at work get reversed. Entirely depends on the situation
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Shell
Premium Member
Registered: 14th Oct 08
User status: Offline
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http://www.moneysavingexpert.com/reclaim/bank-charges
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Gary
Premium Member
Registered: 22nd Nov 06
Location: West Yorkshire
User status: Offline
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It's all 100% my fault for being a slack cunt.
I hold little hope
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