M2RTY
Member
Registered: 25th May 01
User status: Offline
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Right, when I got my mortgage sorted out I was sent a pile of paperwork through, in them were the original deeds to my house and a box full of paperwork going back 80 years.
Should I actually have these as I thought most places kept them until the mortgage was fully paid off?
Thanks
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jrsteeve
Member
Registered: 3rd Apr 02
Location: Manchester
User status: Offline
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They're usually held either by you or the solicitor as far as i know
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ChazSXi
Member
Registered: 26th Jan 03
Location: Waterlooville, Hampshire
User status: Offline
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nah u dont normally keep them. whoever did the conveyancing will normally store them
Its not bad for you to have them but obv if u lose them you dont have a master copy it can be a bit of a pain in the arse
[Edited on 17-06-2009 by ChazSXi]
[Edited on 17-06-2009 by ChazSXi]
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ash_corsa
Member
Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
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You either pay the solicitor to hold them (around £25+VAT for 5 years) or keep them yourself but run the risk of them being lost/stolen etc...
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M2RTY
Member
Registered: 25th May 01
User status: Offline
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I'll bang them in my bank vault cheers
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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Doesn't matter so much any more if they are destroyed. Land Registry keeps electronic copies of it all. Fireproof safes are cheap though.
Corsa 2.0 16v Vegas - Sold
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charcoalgrill
Member
Registered: 23rd Oct 02
Location: Bristol
User status: Offline
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if you have a mortgage on it- the mortgage company will keep them, if no mortgage, theres a good change your solicitor will.
When you want to retrieve them, if you are doing a conveyance, ask your solicitor to collect them, as usually they do it free, whilst you have to pay around £80 retrieval fee for them direct
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