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Author Home contents insurance....talk to me.
Doug
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Registered: 8th Oct 03
User status: Offline
24th Jun 09 at 19:37   View User's Profile U2U Member Reply With Quote

Hi,

I am living in a rented flat atm. I have some bits and pieces that I would want covered for damage and theft when I am out and about including being stolen from home.

£2k's worth of camera gear, iPhone, computer, netbook and TV's etc etc.

I have got a quote from Endsleigh for £155 for the year. Does that sound ok?

Whats the mobile insurance like on these policy's?
Cavey
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Registered: 11th Nov 02
Location: Derby
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24th Jun 09 at 19:40   View User's Profile U2U Member Reply With Quote

Have a go on directline.com, got a building and contents quote for £130 a year earlier.

Was £50k possesions, think £2500 per item or someting, can't remember exactly
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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24th Jun 09 at 19:40   View User's Profile U2U Member Reply With Quote

I've got a meeting tomorrow with Abbey bank about contents. They said it would be around and about £100 for a 2 bedroom flat in my area.

Maybe its worth booking an appointment with the bank.

They just said that general items worth under £1000 don't have to be viewed, but things like paintings and lenses for cameras etc have to be valued if they're over £500.
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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24th Jun 09 at 19:41   View User's Profile U2U Member Reply With Quote

Viewed = Valued.

My bad.
Doug
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Registered: 8th Oct 03
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24th Jun 09 at 19:41   View User's Profile U2U Member Reply With Quote

It sounds like a much cheaper way of doing things.

O2 want £10 a month for iPhone insurance!

So for that price I can insure everything I own
Whittie
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Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
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24th Jun 09 at 19:43   View User's Profile U2U Member Reply With Quote

Oh and no, The charger didn't come

Doug
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Registered: 8th Oct 03
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24th Jun 09 at 19:44   View User's Profile U2U Member Reply With Quote

Gayness. Should be there tomorrow hopefully

Neo
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Registered: 20th Feb 07
Location: Essex
User status: Offline
24th Jun 09 at 20:07   View User's Profile U2U Member Reply With Quote

I just went with endsleigh, 10k of contents cover, £96 Not sure why yours is so much more

[Edited on 24-06-2009 by Neo]
Sam
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Premium Member


Registered: 24th Dec 99
Location: West Midlands
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24th Jun 09 at 20:10   View User's Profile U2U Member Reply With Quote

House Day.
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
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24th Jun 09 at 20:20   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Whittie
I've got a meeting tomorrow with Abbey bank about contents. They said it would be around and about £100 for a 2 bedroom flat in my area.



You getting a flat?

Ours is £20 a month for both buildings and contents - think its upto £50k contents insurance... so around £100 a year

[Edited on 24-06-2009 by Kathryn W]
Doug
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Registered: 8th Oct 03
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24th Jun 09 at 21:10   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Neo
I just went with endsleigh, 10k of contents cover, £96 Not sure why yours is so much more

[Edited on 24-06-2009 by Neo]


I declared a few valuable items that I wanted covered anywhere in the world
Bram
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Registered: 25th Mar 02
Location: Derby
User status: Offline
24th Jun 09 at 21:26   View User's Profile U2U Member Reply With Quote

I'm looking into this too. Just bought a house with a mate. We want to get a joint policy but most of the websites don't have an option for us to get it together? We have a joint mortgage but most insurance companies require us to be sausage jockeys?
Kathryn W
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Registered: 12th Oct 03
Location: Widnes, Cheshire
User status: Offline
24th Jun 09 at 21:30   View User's Profile U2U Member Reply With Quote

Ring them
Colin
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Registered: 4th Apr 02
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24th Jun 09 at 21:46   View User's Profile U2U Member Reply With Quote

Im 130 quid for both buildings & contents. Thats with sainsburys insurance.
luciaadr
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Registered: 11th Aug 04
Location: Bexleyheath, Greater London
User status: Offline
25th Jun 09 at 07:39   View User's Profile U2U Member Reply With Quote

quote:
Originally posted by Colin
Im 130 quid for both buildings & contents. Thats with sainsburys insurance.

Don't you live in a flat / maisonette? The freeholder (is that a word?) will have the buildings insurance, you don't need it as well I think?
VegasPhil
Premium Member

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Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
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25th Jun 09 at 10:56   View Garage View User's Profile U2U Member Reply With Quote

I thought it was only about £8-10 a month!


Corsa 2.0 16v Vegas - Sold
BYRON
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Registered: 1st Jun 04
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25th Jun 09 at 12:29   View User's Profile U2U Member Reply With Quote

£25/mth buildings and contents with Liverpool victoria. £75k contents cover iirc
ash_corsa
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Registered: 15th Apr 04
Location: Shrewsbury
User status: Offline
25th Jun 09 at 18:30   View User's Profile U2U Member Reply With Quote

Get buildings and contents insurance together with the same company, could save you alot of hassle if you ever have to make a serious claim!

 
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