Kippers
Member
Registered: 27th Dec 10
Location: By the sea, Kent Drives: A nee naw
User status: Offline
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Got a letter from RBS last month about possibility of misold PPI.
Sent it back to them.
Got a letter yesterday
£802 
Result
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Rob_Quads
Member
Registered: 29th Mar 01
Location: southampton
User status: Offline
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The big question - were you mis-sold or just claiming because you can?
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Kippers
Member
Registered: 27th Dec 10
Location: By the sea, Kent Drives: A nee naw
User status: Offline
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Was genuinely misold.
The person who used to work at the bank was a friend of my sister, She said at the time (2006) the only way i'll get approved for the loan was to take PPI. She doesnt work for the bank now but she told my sister they used to get commission for selling PPI.
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Wrighty_1988
Member
Registered: 30th Jun 06
Location: South Yorkshire
User status: Offline
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quote:
Originally posted by Kippers
Was genuinely misold.
The person who used to work at the bank was a friend of my sister, She said at the time (2006) the only way i'll get approved for the loan was to take PPI. She doesnt work for the bank now but she told my sister they used to get commission for selling PPI.
But what if she telling the truth and you did need the ppi to get approved?, and the nature of you taking it means they get commission. To me if its fully explained to you, you werent mis-sold it.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Mbna sent me a letter saying I've been identified as a potential customer who was mis-sold this but I genuinely don't think I've ever had PPI. Will fill out the form and see what happens.
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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I had a guy ring my house to say I was eligable for a PPI claim. I hadn't ever had a loan
when i told him that he called me a liar
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Agencies can GTF. I'm only taking this one into consideration as it was an mbna credit card.
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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so
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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Are you feeling ok mate?
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IvIarkgraham
Premium Member
Registered: 27th Mar 04
Location: Ellesmere Port, Cheshire
User status: Offline
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yes thanks
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VegasPhil
Premium Member
Registered: 16th Jan 05
Location: Fareham, Hants Drives: Octavia VRS
User status: Offline
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I need to fill out a form for my old HSBC credit card. [/bandwagon]
Corsa 2.0 16v Vegas - Sold
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MJFF88
Member
Registered: 30th Apr 08
User status: Offline
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I've done two lots totaling £2000. Send the letter yourself and sit patiently for 6-8 weeks otherwise the company you do it through takes about 20% of everything you should get back
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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quote:
Originally posted by MJFF88
I've done two lots totaling £2000. Send the letter yourself and sit patiently for 6-8 weeks otherwise the company you do it through takes about 20% of everything you should get back
 That's why I wouldn't use an agency.
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Iain M
Member
Registered: 18th Aug 05
Location: Wigan - Drives 272bhp corsa ZLET
User status: Offline
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Ive done 3, i had a Welcome finance loan and got £2600 back and then did my capital one credit card and got back £278 i also then did my RBS who gave me back a further £395 . Not bad me thinks.
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AndyKent
Member
Registered: 3rd Sep 05
User status: Offline
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Hate this PPI thing, loads of people paying for stuff and didn't give a shit at the time, now at a time when banks don't want to lend to businesses because its too risky they have to set aside billions.
If people (not just on here, across the UK) had read what they were accepting before signing they wouldn't have paid the money in the first place.
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Whittie
Member
Registered: 11th Aug 06
Location: North Wales Drives: BMW, Corsa & Fiat
User status: Offline
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quote:
Originally posted by AndyKent
Hate this PPI thing, loads of people paying for stuff and didn't give a shit at the time, now at a time when banks don't want to lend to businesses because its too risky they have to set aside billions.
If people (not just on here, across the UK) had read what they were accepting before signing they wouldn't have paid the money in the first place.
It's what they've paid, it's what they're entitled to, didn't know about it at the time. I don't see a problem.
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Nath
Member
Registered: 3rd Apr 02
Location: MK
User status: Offline
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I don't think I'm due any, but they said I might. So I'll certainly find out. Free monies.
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deano87
Member
Registered: 21st Oct 06
Location: Bedfordshire Drives: Ford Fiesta
User status: Offline
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I got cold called by a company. I asked what was in it for them. She replied "we take 40% of your pay out sir".
I said asked what happens if I get a generic letter off the internet and send it off, how much of the compensation will I get?
She said "Well, 100% sir".
I said "I think I'll do that then" and put the phone down.
I've always knowingly took out PPI but only on credit cards, as I was at uni etc and didn't really have a means to pay it back if I got in trouble, but at the same time didn't have massive amounts on it.
Last year in total on my Barclaycard I paid £25.
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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I won £15 in the France v Scotland thread below 
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Tomnova16
Premium Member
Registered: 21st Jan 06
Location: Gerrards Cross Drives: Porsche 911
User status: Offline
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got £2600 from lloyds credit cards
http://www.lemass.co.uk/ for all your automotive/bodyshop needs
Located in Chalfont st Peter
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