Corsa_SeXi
Member
Registered: 5th Mar 04
Location: Manchester
User status: Offline
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i went into yorkshire bank the other day and i sorted out an overdraft but they could only offer me £200 even tho av never been overdrawn and always had money in my account. wats the best bank goin for sorting out an overdraft?
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ed
Member
Registered: 10th Sep 03
User status: Offline
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Do you actually need anything bigger than that? I only use mine as a buffer to stop me getting fined. Well most of the time. I'm using the overdraft at the moment to pay for petrol as I have had to drive to many miles this week 
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Ian
Site Administrator
Registered: 28th Aug 99
Location: Liverpool
User status: Online
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I know two people with Barclays and Alliance and Leicester accounts who both have £5000. Depends on your circumstances and whether you want to get on the slippery slope.
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Robin
Premium Member
Registered: 7th Jan 04
Location: Northants Drives: Clio 182 Cup
User status: Offline
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i had one for 500 quid. MASSIVE mistake IMO, i was constantly in it, ended up closing the account because I didnt want the hassle of getting charged if/when i went over the limit.
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JadeM
Premium Member
Registered: 9th Feb 06
User status: Offline
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Mines 1500 with RBS, but ive never used it!
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MarkM
Member
Registered: 11th Apr 01
Location: Liverpool
User status: Offline
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Mine is £100...dont want anything more...
Hardly in it at all..
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Corsa_SeXi
Member
Registered: 5th Mar 04
Location: Manchester
User status: Offline
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yeah i dont plan on goin in it really, just in emergencies. i always thought u didnt get charged for goin into the overdraft but just wen u went over that. do any banks do that were u dont get charged or am i just being a fool?
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Rob R
Member
Registered: 31st May 03
Location: Kent
User status: Offline
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get charged interest on it and that's it unless you do go over your limit, thats when the fines start coming
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Marc
Member
Registered: 11th Aug 02
Location: York
User status: Offline
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My overdraft is £50, never go in to it.
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--Dave--
Banned
Registered: 17th Feb 04
Location: Essssseeeeex Drives: Black Supra TT
User status: Offline
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mine is £2000 with Barclays. Comes in handy now and then as you can effectively use it as a sort of credit card but without the hassle of high interest rates and late payments. If you're sensible with you're money it shouldn't matter if you have a large overdraft or not.
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corsa5dr
Member
Registered: 12th Jan 03
Location: Bath/Bristol - Evo 4 GSR
User status: Offline
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2200 with Barclays Graduate account. Interest free.
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shawboy
Member
Registered: 1st Jul 02
Location: Wombwell, Barnsley
User status: Offline
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i had 1800 with rbs but now dont have 1, did my head in always seeing the D at the side of my statements.
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Melville
Member
Registered: 4th Jun 03
Location: Newcastle upon Tyne
User status: Offline
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quote:
Originally posted by Ian
I know two people with Barclays and Alliance and Leicester accounts who both have £5000. Depends on your circumstances and whether you want to get on the slippery slope.
what he really means is that he has 2 £5000 overdrafts with the above banks 
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Dione J
Member
Registered: 22nd Sep 04
Location: West Midlands Drives: Leon Cupra Turbo
User status: Offline
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Mines £250 used to live in mine, but now manage my money alot better than back then 
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