Toby
Premium Member
Registered: 29th Nov 05
User status: Offline
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i use credit cards for insurance on the car, get one that has 12 month 0% on purchases whack it on and then pay it off monthly, its cheaper thasn having to pay whoever there 16% for paying monthly, i also have another one for emergenies which has 20pound balancve on it
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Pete_vxl
Member
Registered: 24th Nov 06
Location: Lochgelly, Fife
User status: Offline
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just got a credit card for that reason too ^^^ makes sense when you arnt paying interest on a purchase.
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pow
Premium Member
Registered: 11th Sep 06
Location: Hazlemere, Buckinghamshire
User status: Offline
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I have 2.
One for fuel and purchases for friends/family that needs to be paid back that I earn % back on (Shell/Citi Mastercard, 3% on fuel, 1% on everything else). I earn about £7 a month on cashback. Had over £50 out of them since May by using them for big purchases (Insurance, £1070, £10.70p rebate off the next bill right there).
1.5k limit, always p;ay it back in full?
Then another bog standard Nationwide one for all purchases I make for the school 
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