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Author Protect Your Bubble Insurance?
jacko198
Member

Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
7th Oct 11 at 09:20   View User's Profile U2U Member Reply With Quote

Has anyone got phone insurance with them?

Its only £6.99 a month and covers iphones. Which is much better than vodafones £12.99.

They both cover the same things, although PYB tends to be a ball ache to actually claim with, i have read that they try anything to get out of it!

Also, as far as im aware, Vodafone charge no excess etc, where as PYB does, so if i claimed with them id have to pay about £50 all in.

I dont know if i have answered my own question there

Anyone with them/had any experience with them?
LeeM
Member

Registered: 26th Sep 05
Location: Liverpool
User status: Offline
7th Oct 11 at 10:39   View User's Profile U2U Member Reply With Quote

vodafone excess is £25, i just claimed this week and it was very easy. walk into vodafone and hand over broken phone, get courtesy phone, go in a couple of days later and pick up new one. in my eyes its worth the extra for convenience

[Edited on 07-10-2011 by LeeM]
ed
Member

Registered: 10th Sep 03
User status: Offline
7th Oct 11 at 11:30   View User's Profile U2U Member Reply With Quote

Check the fine print. A lot of these companies have scam-tastic terms and conditions.
Tom
Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
7th Oct 11 at 11:57   View User's Profile U2U Member Reply With Quote

Get a decent bank account and upgrade the free mobile cover (to reduce the excess). I've got a Halifax 'Ulitmate Reward Account', costs £15 a month (but you get £5 back if you pay £1k in every month) which gives me Mobile Cover (apple excess as standard is £100 I think but can be reduced), good Travel Insurance cover, Breakdown cover, and a few other protection type covers (relating to bank account fraud). Well worth it, and you know they're going to be reliable when it comes to claiming.
Dan
Premium Member

Avatar

Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
7th Oct 11 at 19:21   View Garage View User's Profile U2U Member Reply With Quote

How do you reduce the excess tom? What to and how much?


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