Predator Corsa
Member
Registered: 29th Sep 03
Location: Kent
User status: Offline
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Im with budget insurances and taken out a year for £1200.
if i want any mods (bodykit) i have to cancel my insurance and start a new 1. well thats wot they said.
Arrrrrhh 
Wot can i do.
Put a kit on but dont tell the insurance bout it?????
Need ppl opinons plz!!!!!!
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R Lee
Member
Registered: 15th Aug 03
User status: Offline
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risky business if you dont declare things to the insurance people but im sure that many people do it. do it at your own risk and try not to crash and claim anything!
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Predator Corsa
Member
Registered: 29th Sep 03
Location: Kent
User status: Offline
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I'm to impatiant 2 wait till nxt year for a bodykit.... i have the money ready and waiting..... just cant tell the insurance till nxt yr
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Ally
Member
Registered: 2nd Jul 03
Location: Pontypool Drives: a Skoda
User status: Offline
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Be carefull then!
If i were u id switch insurance.
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R Lee
Member
Registered: 15th Aug 03
User status: Offline
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is your policy a brand new one?
if you havent been with them too long then quickly cancel your policy. if youve been with them for a while, stick with it until you get a year of no claims.
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sxi16vjoe
Member
Registered: 16th Dec 02
Location: Kent
User status: Offline
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i didnt have anything covered when i was with direct line but now im with adrian flux who seem to understand that puttin a kit on dont make me drive like a cunt!!!
so now everthin done AND planned is covered!!
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wytey
Member
Registered: 9th Jun 03
Location: On a shelf in W.Y. :)
User status: Offline
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paid up in full yea?
phone around n see what the prem is with the mods, if u think they are reasonable, ask ur insurer about how much u will get back if u cancel.
as far as I know, they have to refund any months that have not been used, provided you have not made a claim in anyway, they'll also deduct admin charges or sum crap like that, so make sure you know exactly what is due, and how much they are taking off.
too risky to fit kit without informing insurance, it's not just how u drive, u gotta watch out for everything, most of which u have no control over 
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Doug_SRi
Member
Registered: 1st Sep 02
Location: Aberdeen. Drives: Stage 2 Astra VXR and Nova
User status: Offline
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would a performance back box be a risk if i didnt declare it
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Mikeboy
Member
Registered: 12th Jun 02
Location: Wiltshire Drives: SXi DTi
User status: Offline
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^ dunno who your with, but Im with Vauxhall's insurance, and if u declare it as Cosmetic, then it doesn't cost anything
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Mav 3000
Member
Registered: 16th Aug 01
Location: Leicestershire
User status: Offline
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Delcare Everything. One excuse and the company can and probably will void your insurance. Its simply common sense.
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