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Author Protect Your Bubble Insurance?
jacko198
Member

Registered: 1st Mar 07
Location: Buckinghamshire
User status: Offline
7th Oct 11 at 09:20   View User's Profile U2U Member Reply With Quote

Has anyone got phone insurance with them?

Its only £6.99 a month and covers iphones. Which is much better than vodafones £12.99.

They both cover the same things, although PYB tends to be a ball ache to actually claim with, i have read that they try anything to get out of it!

Also, as far as im aware, Vodafone charge no excess etc, where as PYB does, so if i claimed with them id have to pay about £50 all in.

I dont know if i have answered my own question there

Anyone with them/had any experience with them?
LeeM
Member

Registered: 26th Sep 05
Location: Liverpool
User status: Offline
7th Oct 11 at 10:39   View User's Profile U2U Member Reply With Quote

vodafone excess is £25, i just claimed this week and it was very easy. walk into vodafone and hand over broken phone, get courtesy phone, go in a couple of days later and pick up new one. in my eyes its worth the extra for convenience

[Edited on 07-10-2011 by LeeM]
ed
Member

Registered: 10th Sep 03
User status: Offline
7th Oct 11 at 11:30   View User's Profile U2U Member Reply With Quote

Check the fine print. A lot of these companies have scam-tastic terms and conditions.
Tom
Member

Registered: 3rd Apr 02
Location: Wirral, Merseyside
User status: Offline
7th Oct 11 at 11:57   View User's Profile U2U Member Reply With Quote

Get a decent bank account and upgrade the free mobile cover (to reduce the excess). I've got a Halifax 'Ulitmate Reward Account', costs £15 a month (but you get £5 back if you pay £1k in every month) which gives me Mobile Cover (apple excess as standard is £100 I think but can be reduced), good Travel Insurance cover, Breakdown cover, and a few other protection type covers (relating to bank account fraud). Well worth it, and you know they're going to be reliable when it comes to claiming.
Dan
Premium Member

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Registered: 22nd Apr 02
Location: Gorleston on Sea, Norfolk
User status: Offline
7th Oct 11 at 19:21   View Garage View User's Profile U2U Member Reply With Quote

How do you reduce the excess tom? What to and how much?


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